Corgi vs Newfront: How Do They Compare for Employment Practices Liability Insurance?

Corgi sells standalone startup EPLI with a standard wage-and-hour exclusion. Newfront brokers EPLI for private companies from seed stage through IPO, with growth-stage guidance and integrated claims support.

Corgi lets a startup apply online for a published EPLI form with example limits of $1 million per claim; Newfront is a broker that shops EPLI for you and helps negotiate claims. Newfront serves companies from seed stage through more than 500 public companies. ^1,³

What Are the Key Differences Between Corgi and Newfront Employment Practices Liability Insurance?

Apply Online vs Book a Consultation

You can request a Corgi EPLI quote online against a published form. Newfront starts with a consultation through its Executive Risk practice, which handles D&O, employment practices and fiduciary cover. Corgi shows its terms up front; Newfront publishes no EPLI limits or insurers, so you'll see numbers only in its proposal. Choose Corgi if you're a startup that wants $1 million of EPLI without a broker; choose Newfront if you're later-stage or public, or want someone negotiating with the insurer when a claim comes in. ¹ ³

Known Gaps vs Broker Support

Corgi's illustrative terms are $1 million per claim and $2 million aggregate, a $25,000 retention, and defense costs inside the limit. Its standard form excludes wage-and-hour claims except for a defense-only endorsement, and excludes independent contractors by default. It covers claims brought in the U.S., its territories, Puerto Rico or Canada only. Newfront offers integrated claims and coverage negotiation, predictive models by growth stage and a 24/7 dashboard for policies, certificates and billing. If you have staff abroad, contractors or hourly workers, Corgi's gaps matter; ask Newfront whether its markets fill them. ¹ ³

What Should You Confirm in Corgi and Newfront Employment Practices Liability Insurance Quotes?

Ask Newfront for EPLI limits, retentions and the issuing insurer. ³
Ask Corgi which insurer will issue your policy and which endorsements are attached. ² ¹
If you're a public company, ask whether Corgi's startup EPLI is available to you at all. ¹ ³
Ask Newfront how its claims negotiation works on an employment claim. ³

Corgi vs Newfront Employment Practices Liability Insurance Compared

Corgi vs Newfront: Employment Practices Liability Insurance: documented features by provider

Criteria	Corgi Employment Practices Liability (EPLI)	Newfront Employment Practices Liability Insurance (EPLI)
Who It’s For	Corgi says EPLI coverage applies to claims made and pursued in the United States, its territories, Puerto Rico or Canada, and that startups with international employees should discuss this limitation with their advisor. ¹Company-reported. Policy notes for form CORG-EPL-0100; claims brought in other jurisdictions are not covered under the standard policy.	Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. ³Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically.
How to Apply	You can request an EPLI quote online through Corgi's self-serve application. ¹Company-reported. Product page quote call to action.	You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. ³Company-reported. Executive Risk page call-to-action; no online quoting or binding described.
Coverage Features	The standard policy has two insuring agreements: Agreement A covers claims by current employees, former employees and job applicants alleging discrimination, harassment, retaliation or wrongful termination; Agreement B covers claims by third parties, such as customers or vendors, alleging harassment or discrimination by an employee during a business interaction. ¹Company-reported. Coverage summary for form CORG-EPL-0100; the issued policy and declarations control. The standard policy excludes wage-and-hour claims (including FLSA misclassification and overtime disputes); Corgi offers a Wage & Hour Defense Costs Endorsement that covers defense costs only, not settlements or judgments, for these claims. ¹Company-reported. Policy notes and Available Add-ons section for form CORG-EPL-0100; the endorsement requires separate issuance and does not add indemnity coverage. Independent contractors are excluded from the policy's definition of 'Employee' by default; Corgi offers an Independent Contractors and Leased Workers Endorsement to extend coverage to claims from contractors and leased workers. ¹Company-reported. Policy notes and Available Add-ons section for form CORG-EPL-0100; endorsement required and availability may vary by jurisdiction and underwriting.	Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." ³Company-reported. Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements.
Role in This Line	Corgi sells EPLI as a standalone startup policy and bundles it into its Series A, Growth Stage and Custom packages, describing it as coverage for claims arising from the employment relationship: wrongful termination, discrimination, harassment, retaliation and failure to hire. ¹Company-reported. Product page for form CORG-EPL-0100, last reviewed by Corgi on April 24, 2026 per the page itself.	Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. ³Company-reported. Executive Risk offering page and Leadership section.