---
title: "Corgi vs Newfront: Employment Practices Liability Insurance"
description: "Corgi lets a startup apply online for a published EPLI form with example limits of $1 million per claim; Newfront is a broker that shops EPLI for you and helps negotiate claims. Newfront serves companies from seed stage through more than 500 public companies."
canonical: "https://spot.insure/compare/corgi-vs-newfront/employment-practices"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-newfront"
provider-a: "corgi"
provider-b: "newfront"
coverage-line: "employment-practices"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-newfront/employment-practices)

## Agent Guide

**What this page is:** Focused comparison of Corgi and Newfront for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about Corgi versus Newfront. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs Newfront for Employment Practices Liability Insurance: how do they differ?
- Which is better for Employment Practices Liability Insurance, Corgi or Newfront?
- What does Corgi or Newfront publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Employment Practices Liability Insurance. Providers: Corgi and Newfront.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs Newfront](https://spot.insure/compare/corgi-vs-newfront) — all coverage lines for this pair
- [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile

# Corgi vs Newfront: How Do They Compare for Employment Practices Liability Insurance?

Corgi sells standalone startup EPLI with a standard wage-and-hour exclusion. Newfront brokers EPLI for private companies from seed stage through IPO, with growth-stage guidance and integrated claims support.

Corgi lets startups apply online for EPLI with published $1 million example limits; Newfront is a broker that shops EPLI and negotiates claims for companies from seed stage to public.

## Corgi vs Newfront Employment Practices Liability Insurance Summary

Corgi lets a startup apply online for a published EPLI form with example limits of $1 million per claim; Newfront is a broker that shops EPLI for you and helps negotiate claims. Newfront serves companies from seed stage through more than 500 public companies. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [3](https://www.newfront.com/executive-risk "Executive Risk")

## What Are the Key Differences Between Corgi and Newfront Employment Practices Liability Insurance?

### Apply Online vs Book a Consultation

You can request a Corgi EPLI quote online against a published form. Newfront starts with a consultation through its Executive Risk practice, which handles D&O, employment practices and fiduciary cover. Corgi shows its terms up front; Newfront publishes no EPLI limits or insurers, so you'll see numbers only in its proposal. Choose Corgi if you're a startup that wants $1 million of EPLI without a broker; choose Newfront if you're later-stage or public, or want someone negotiating with the insurer when a claim comes in. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [3](https://www.newfront.com/executive-risk "Executive Risk")

### Known Gaps vs Broker Support

Corgi's illustrative terms are $1 million per claim and $2 million aggregate, a $25,000 retention, and defense costs inside the limit. Its standard form excludes wage-and-hour claims except for a defense-only endorsement, and excludes independent contractors by default. It covers claims brought in the U.S., its territories, Puerto Rico or Canada only. Newfront offers integrated claims and coverage negotiation, predictive models by growth stage and a 24/7 dashboard for policies, certificates and billing. If you have staff abroad, contractors or hourly workers, Corgi's gaps matter; ask Newfront whether its markets fill them. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [3](https://www.newfront.com/executive-risk "Executive Risk")

## What Should You Confirm in Corgi and Newfront Employment Practices Liability Insurance Quotes?

- Ask Newfront for EPLI limits, retentions and the issuing insurer. [3](https://www.newfront.com/executive-risk "Executive Risk")
- Ask Corgi which insurer will issue your policy and which endorsements are attached. [2](https://www.corgi.insure/disclaimers "Disclaimers") [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups")
- If you're a public company, ask whether Corgi's startup EPLI is available to you at all. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [3](https://www.newfront.com/executive-risk "Executive Risk")
- Ask Newfront how its claims negotiation works on an employment claim. [3](https://www.newfront.com/executive-risk "Executive Risk")

## Corgi vs Newfront Employment Practices Liability Insurance Compared

| Criteria | Corgi Employment Practices Liability (EPLI) | Newfront Employment Practices Liability Insurance (EPLI) |
| --- | --- | --- |
| Who It’s For | Corgi says EPLI coverage applies to claims made and pursued in the United States, its territories, Puerto Rico or Canada, and that startups with international employees should discuss this limitation with their advisor. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes for form CORG-EPL-0100; claims brought in other jurisdictions are not covered under the standard policy..) | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically..) |
| How to Apply | You can request an EPLI quote online through Corgi's self-serve application. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action..) | You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) |
| Coverage Features | The standard policy has two insuring agreements: Agreement A covers claims by current employees, former employees and job applicants alleging discrimination, harassment, retaliation or wrongful termination; Agreement B covers claims by third parties, such as customers or vendors, alleging harassment or discrimination by an employee during a business interaction. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-EPL-0100; the issued policy and declarations control..)<br><br>The standard policy excludes wage-and-hour claims (including FLSA misclassification and overtime disputes); Corgi offers a Wage & Hour Defense Costs Endorsement that covers defense costs only, not settlements or judgments, for these claims. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes and Available Add-ons section for form CORG-EPL-0100; the endorsement requires separate issuance and does not add indemnity coverage..)<br><br>Independent contractors are excluded from the policy's definition of 'Employee' by default; Corgi offers an Independent Contractors and Leased Workers Endorsement to extend coverage to claims from contractors and leased workers. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes and Available Add-ons section for form CORG-EPL-0100; endorsement required and availability may vary by jurisdiction and underwriting..) | Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements..) |
| Role in This Line | Corgi sells EPLI as a standalone startup policy and bundles it into its Series A, Growth Stage and Custom packages, describing it as coverage for claims arising from the employment relationship: wrongful termination, discrimination, harassment, retaliation and failure to hire. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-EPL-0100, last reviewed by Corgi on April 24, 2026 per the page itself..) | Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) |

## About Corgi and Newfront and Employment Practices Liability Insurance

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews)
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices)

## Related Pages for Corgi vs Newfront Employment Practices Liability

- [Corgi vs Newfront](https://spot.insure/compare/corgi-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection.
- [Corgi Employment Practices Liability Insurance](https://spot.insure/insurance-providers/corgi/employment-practices)
- [Newfront Employment Practices Liability Insurance](https://spot.insure/insurance-providers/newfront/employment-practices)

## Sources for Corgi vs Newfront Employment Practices Liability Insurance

### Sources About Corgi

1. [EPLI Insurance for Startups](https://www.corgi.insure/employment-practices-liability). Corgi Insurance; What's Actually Inside Your EPLI Policy (form CORG-EPL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.
2. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength: 'Coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. ... Certain coverages may also be underwritten by Technology Risk Retention Group, Inc.'. Accessed 2026-09-23.

### Sources About Newfront

3. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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