Corgi vs 
HUB International Representations and Warranties Insurance
Corgi lists R&W as a 1–14 day specialty; HUB brokers it to reduce escrow and support bidding, with tax and litigation-buyout options.
What Is Corgi Insurance?
Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. 1,2,3,4,5
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 7,8,9
What Is Representations and Warranties Insurance?
Representations and warranties insurance addresses financial loss from inaccuracies in the representations or warranties made in a stock or asset purchase agreement. It doesn't cover issues already known before signing, disputes over the purchase price, or every statement made during diligence. 11,12
Key Differences in Representations and Warranties Insurance
Specialty Card Versus M&A Broker Desk
Corgi lists R&W among specialized coverages with a 1–14 day turnaround, not the instant quote used for its core policies. HUB brokers the line as part of its mergers-and-acquisitions transactional-risk practice and directs you to a broker to negotiate deal-specific coverage. 2 10
Escrow and Bidding Language
HUB describes R&W as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer if those guarantees turn out untrue, and as a tool that can reduce or eliminate escrow and support more competitive bidding. Corgi’s catalog sentence covers financial loss from breaches in a purchase agreement and does not mention escrow or auction bidding. 10 6
Companion Transaction Products
HUB’s practice also offers litigation-buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction. Corgi’s reviewed R&W materials do not list those companion products. Both sides leave the issuing insurer unnamed on the pages reviewed for this line. 10 1
What to Confirm in Representations and Warranties Insurance Quotes
- Identify HUB’s insurer and Corgi’s issuer. 10 1
- Ask how each quote treats escrow, holdbacks and bid competitiveness. 10
- Confirm whether HUB is also quoting litigation-buyout or tax indemnification. 10
- Compare Corgi’s 1–14 day specialty timing with HUB’s broker-negotiated timeline, plus limit and retention. 2 10
Offering Details
Corgi vs HUB International Representations and Warranties Insurance: documented features by provider
| Criteria | Corgi Representations and Warranties Insurance | HUB International Representations and Warranties Insurance |
|---|---|---|
| Role in This Line | Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. 2,6Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s. | HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. 10Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer. |
| Issuing Insurer | No page names the carrier that issues Representations and Warranties coverage. Corgi's general disclosures say coverage may be underwritten by affiliated carriers, including Technology Risk Retention Group, or by third-party partner carriers depending on product, jurisdiction, and risk profile, without identifying which applies to this line. 1Not publicly disclosed. Disclaimers page general underwriting disclosure, checked for a line-specific statement and finding none as of 2026-09-23. | The M&A insurance page does not name an issuing insurer; HUB places representations and warranties coverage with insurers that vary by transaction. 10Not found in reviewed sources. Checked the M&A insurance page on 2026-09-23; no carrier is disclosed there. |
| Who It’s For | Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. 2,6Company-reported. Catalog description; no deal-size, industry, or state restrictions are published for this line. | The M&A insurance page frames this coverage around buyers and sellers in a business sale but does not publish deal-size thresholds, industries served, or other eligibility criteria. 10Not found in reviewed sources. Checked the M&A insurance page on 2026-09-23. |
| Coverage Features | Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. 2,6Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line. | HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. 10Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim. HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. 10Company-reported. Product-page description of related transactional risk products. |
| Limits and Retentions | No limit, retention, or illustrative policy structure is published for Representations and Warranties, unlike Corgi's Tech E&O and Umbrella pages, which show example limits. 2,6Not publicly disclosed. Reviewed pages as of 2026-09-23; limits would appear on an actual quote. | Not described in the reviewed sources. |
| Risk Services | The reviewed pages do not describe due-diligence support, deal-team access, or other transaction-specific services tied to this line. 2,6Not found in reviewed sources. Homepage and startup-insurance page as read on 2026-09-23. | Not described in the reviewed sources. |
| How to Apply | Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. 2,6Company-reported. Homepage and startup-insurance page policy-card labeling. | HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. 10Company-reported. Product-page call to action as read 2026-09-23. |
Full Comparison
More Corgi vs HUB International Comparisons
Other Representations and Warranties Insurance Comparisons
Sources
Corgi
- Disclaimers & Licensing. Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.
- Corgi Insurance: Startup Insurance, Quoted in Minutes. Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Representations and Warranties" card, same coverage description as the startup-insurance page. Accessed 2026-09-23.
- Corgi Insurance Launches Admitted Insurance Carrier. PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
- NAIC Listing of Companies. National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
- Insurance Topics: Risk Retention Groups. National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
- Startup Insurance | Corgi Insurance. Corgi Insurance; Specialized Coverages section: "1-14 days turnaround R&W (Representations & Warranties Insurance) — Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements.". Accessed 2026-09-23.
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Mergers & Acquisitions (M&A) Insurance Broker. HUB International; M&A/Transactional Risk Insurance overview; Representations & Warranties Insurance section; Litigation Buyout Insurance section; Tax Indemnification Insurance section; Connect With a Broker. Accessed 2026-09-23.
Representations and Warranties Insurance Guide
- Transaction liability insurance | Representation and indemnities insurance. CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
- Mergers & Acquisitions. Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.
