Corgi vs HUB International: How Do They Compare for Representations and Warranties Insurance?

Corgi quotes R&W in 1–14 days outside its instant online flow; HUB International sends you to a broker to negotiate deal-specific coverage rather than a self-serve quote.

Corgi quotes R&W as a specialty add-on for startups in 1 to 14 days; HUB’s M&A brokers negotiate deal-specific R&W that can shrink or eliminate escrow and make your bid more competitive, and can add tax indemnity and litigation-buyout cover. ^2,^1,⁴

What Are the Key Differences Between Corgi and HUB International Representations and Warranties Insurance?

Startup Specialty Quote vs Dedicated M&A Brokers

Corgi lists R&W among its specialized coverages with a 1 to 14 day turnaround, outside the instant quotes it uses for core startup policies. HUB brokers R&W through its mergers-and-acquisitions transactional-risk practice, where a broker negotiates coverage for your specific deal. Choose Corgi if you are a startup already insured there and doing a small acquisition; choose HUB if you are negotiating a larger deal and want a broker to use R&W to reduce escrow or win an auction. ² ⁴

Less Escrow and Stronger Bids vs a One-Line Description

HUB says R&W protects a buyer when a seller’s guarantees in the sale agreement turn out untrue, and can reduce or eliminate escrow and make bids more competitive. That means sellers get more cash at closing and buyers can offer cleaner terms. Corgi describes the cover only as protection from financial loss due to breaches in a purchase agreement, with nothing on escrow or bidding. ⁴ ¹

Tax and Litigation Cover Alongside vs R&W Alone

HUB also places litigation-buyout insurance for pending lawsuits a seller faces, and tax indemnification insurance for the tax treatment of past, pending or future transactions. Corgi lists neither. Neither names the insurer for R&W. ⁴ ³

What Should You Confirm in Corgi and HUB International Representations and Warranties Insurance Quotes?

Ask both which insurer issues the policy. ⁴ ³
Ask each how much escrow or holdback the policy lets you drop. ⁴
If the target has pending litigation or tax exposure, ask HUB to quote litigation-buyout or tax indemnity. ⁴
Check Corgi’s 1 to 14 day timing against your signing date, and get limit and retention from both. ² ⁴

Corgi vs HUB International Representations and Warranties Compared

Corgi vs HUB International: Representations and Warranties Insurance: documented features by provider

Criteria	Corgi Representations and Warranties Insurance	HUB International Representations and Warranties Insurance
How to Apply	Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. ^2,¹Company-reported. Homepage and startup-insurance page policy-card labeling.	HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. ⁴Company-reported. Product-page call to action as read 2026-09-23.
Coverage Features	Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. ^2,¹Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line.	HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. ⁴Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim. HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. ⁴Company-reported. Product-page description of related transactional risk products.
Role in This Line	Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. ^2,¹Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s.	HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. ⁴Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer.

Criteria

Corgi Representations and Warranties Insurance

HUB International Representations and Warranties Insurance

How to Apply

Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. ^2,¹Company-reported. Homepage and startup-insurance page policy-card labeling.

HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. ⁴Company-reported. Product-page call to action as read 2026-09-23.

Coverage Features

Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. ^2,¹Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line.

HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. ⁴Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim.

HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. ⁴Company-reported. Product-page description of related transactional risk products.

Role in This Line

Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. ^2,¹Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s.

HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. ⁴Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer.