---
title: "Corgi vs HUB International: Representations and Warranties Insurance"
description: "Corgi quotes R&W as a specialty add-on for startups in 1 to 14 days; HUB’s M&A brokers negotiate deal-specific R&W that can shrink or eliminate escrow and make your bid more competitive, and can add tax indemnity and litigation-buyout cover."
canonical: "https://spot.insure/compare/corgi-vs-hub-international/representations-warranties"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-hub-international"
provider-a: "corgi"
provider-b: "hub-international"
coverage-line: "representations-warranties"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-hub-international/representations-warranties)

## Agent Guide

**What this page is:** Focused comparison of Corgi and HUB International for Representations and Warranties Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Representations and Warranties Insurance questions about Corgi versus HUB International. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs HUB International for Representations and Warranties Insurance: how do they differ?
- Which is better for Representations and Warranties Insurance, Corgi or HUB International?
- What does Corgi or HUB International publish about Representations and Warranties Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Representations and Warranties Insurance. Providers: Corgi and HUB International.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs HUB International](https://spot.insure/compare/corgi-vs-hub-international) — all coverage lines for this pair
- [Representations and Warranties Insurance guide](https://spot.insure/coverage/representations-warranties) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile

# Corgi vs HUB International: How Do They Compare for Representations and Warranties Insurance?

Corgi quotes R&W in 1–14 days outside its instant online flow; HUB International sends you to a broker to negotiate deal-specific coverage rather than a self-serve quote.

Corgi quotes R&W for startups in 1 to 14 days, while HUB’s M&A brokers negotiate deal-specific R&W to cut escrow and strengthen bids, plus tax and litigation-buyout cover.

## Corgi vs HUB International Representations and Warranties Insurance Summary

Corgi quotes R&W as a specialty add-on for startups in 1 to 14 days; HUB’s M&A brokers negotiate deal-specific R&W that can shrink or eliminate escrow and make your bid more competitive, and can add tax indemnity and litigation-buyout cover. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker")

## What Are the Key Differences Between Corgi and HUB International Representations and Warranties Insurance?

### Startup Specialty Quote vs Dedicated M&A Brokers

Corgi lists R&W among its specialized coverages with a 1 to 14 day turnaround, outside the instant quotes it uses for core startup policies. HUB brokers R&W through its mergers-and-acquisitions transactional-risk practice, where a broker negotiates coverage for your specific deal. Choose Corgi if you are a startup already insured there and doing a small acquisition; choose HUB if you are negotiating a larger deal and want a broker to use R&W to reduce escrow or win an auction. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker")

### Less Escrow and Stronger Bids vs a One-Line Description

HUB says R&W protects a buyer when a seller’s guarantees in the sale agreement turn out untrue, and can reduce or eliminate escrow and make bids more competitive. That means sellers get more cash at closing and buyers can offer cleaner terms. Corgi describes the cover only as protection from financial loss due to breaches in a purchase agreement, with nothing on escrow or bidding. [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

### Tax and Litigation Cover Alongside vs R&W Alone

HUB also places litigation-buyout insurance for pending lawsuits a seller faces, and tax indemnification insurance for the tax treatment of past, pending or future transactions. Corgi lists neither. Neither names the insurer for R&W. [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") [3](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")

## What Should You Confirm in Corgi and HUB International Representations and Warranties Insurance Quotes?

- Ask both which insurer issues the policy. [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") [3](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")
- Ask each how much escrow or holdback the policy lets you drop. [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker")
- If the target has pending litigation or tax exposure, ask HUB to quote litigation-buyout or tax indemnity. [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker")
- Check Corgi’s 1 to 14 day timing against your signing date, and get limit and retention from both. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker")

## Corgi vs HUB International Representations and Warranties Compared

| Criteria | Corgi Representations and Warranties Insurance | HUB International Representations and Warranties Insurance |
| --- | --- | --- |
| How to Apply | Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling..) | HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) |
| Coverage Features | Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line..) | HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Company-reported; scope: Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim..)<br><br>HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Company-reported; scope: Product-page description of related transactional risk products..) |
| Role in This Line | Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s..) | HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. [4](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Company-reported; scope: M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer..) |

## About Corgi and HUB International and Representations and Warranties

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [What Is Representations and Warranties Insurance?](https://spot.insure/coverage/representations-warranties)

## Related Pages for Corgi vs HUB International

- [Corgi vs HUB International](https://spot.insure/compare/corgi-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Representations and Warranties Insurance?](https://spot.insure/coverage/representations-warranties): Representations and warranties insurance can cover loss from inaccurate statements in a business purchase agreement; known issues and purchase-price disputes require separate review.
- [Corgi Representations and Warranties Insurance](https://spot.insure/insurance-providers/corgi/representations-warranties)
- [HUB International Representations and Warranties Insurance](https://spot.insure/insurance-providers/hub-international/representations-warranties)

## Sources for Corgi vs HUB International

### Sources About Corgi

1. [Startup Insurance | Corgi Insurance](https://www.corgi.insure/startup-insurance). Corgi Insurance; Specialized Coverages section: "1-14 days turnaround R&W (Representations & Warranties Insurance) — Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements.". Accessed 2026-09-23.
2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Representations and Warranties" card, same coverage description as the startup-insurance page. Accessed 2026-09-23.
3. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.

### Sources About HUB International

4. [Mergers & Acquisitions (M&A) Insurance Broker](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/). HUB International; M&A/Transactional Risk Insurance overview; Representations & Warranties Insurance section; Litigation Buyout Insurance section; Tax Indemnification Insurance section; Connect With a Broker. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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