Corgi vs Heffernan Insurance Brokers: How Do They Compare for Medical Malpractice Insurance?

Heffernan Insurance Brokers serves physician groups, hospitals and labs, even arranging captive or self-insured plans; Corgi quotes medical malpractice in 1 to 14 days as a specialty line beyond its tech startup core.

Corgi sells malpractice as a standalone specialty policy quoted in 1–14 days, not instantly. Heffernan is a broker that packages malpractice with workers’ comp, professional liability and cyber for clinics, hospitals and other healthcare organizations, and can set up captive or self-insured plans. ^2,^1,⁴

What Are the Key Differences Between Corgi and Heffernan Insurance Brokers Medical Malpractice Insurance?

One Policy Versus a Whole Healthcare Program

Corgi’s malpractice product covers claims that you were negligent in delivering medical services, and nothing on its pages ties it to other lines. Heffernan places malpractice with carriers as part of a single program that can also hold workers’ compensation, professional liability and cyber, so one broker handles every policy. Choose Corgi if you only need a malpractice policy and want to deal with an online insurer; choose Heffernan if you run a clinic, lab or senior-living operation that needs several healthcare lines arranged together. ¹ ⁴

Who Each Is Built For

Corgi aims this product at healthcare professionals and organizations, apart from its core technology-startup lineup. Heffernan’s healthcare team names physician groups, clinics, hospitals, patient transport companies and laboratories, plus allied health, home care, senior living and nonprofit healthcare groups. ² ⁴

Captives and Self-Insurance

If you are large enough to retain some of your own risk, only Heffernan documents it: it offers captive, partially self-insured and fully self-insured structures beside fully insured placements. Corgi’s reviewed pages mention no such option, so expect a conventional insured policy there. ⁴ ¹

What Should You Confirm in Corgi and Heffernan Insurance Brokers Medical Malpractice Insurance Quotes?

Ask Corgi which insurer issues the policy; its disclosures say coverage may come from an affiliated carrier or a partner, without naming one for malpractice. ³
Ask Heffernan whether the proposal is fully insured or a captive or self-insured structure, and which carrier backs the insured part. ⁴
Get limits, retentions and the claims-made or occurrence trigger in writing from both; neither publishes them. ² ⁴

Corgi vs Heffernan Insurance Brokers Medical Malpractice Compared

Corgi vs Heffernan Insurance Brokers: Medical Malpractice Insurance: documented features by provider

Criteria	Corgi Medical Malpractice	Heffernan Healthcare Insurance — Medical Malpractice
Who It’s For	Corgi frames the product for healthcare professionals and organizations, in contrast to its core lineup, which targets general technology startups. ^2,¹Company-reported. Catalog description; no size, specialty, or state restrictions are published for this line.	Heffernan says its health care risk-management team serves physician groups, clinics, hospitals, patient transport companies, and laboratories, plus specialty practices in allied health, home care, and senior living. ⁴Company-reported. Healthcare Insurance page as read on 2026-09-23; not exclusively medical-malpractice-specific, but names the buyer types the practice serves.
Coverage Features	Corgi describes Medical Malpractice as protecting healthcare professionals and organizations against claims alleging negligence in the delivery of medical services. ^2,¹Company-reported. One-sentence catalog description on the homepage and startup-insurance page; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line.	Heffernan says it packages medical malpractice with other healthcare coverages such as workers' compensation, professional liability, and cyber liability for a single client program. ⁴Company-reported. Healthcare Insurance page as read on 2026-09-23; the page does not describe medical-malpractice insuring agreements, claims-made versus occurrence form, or limits separately from the bundled list.
Role in This Line	Corgi lists Medical Malpractice as one of its specialty coverages, quoted with a 1-14 day turnaround rather than the instant online quote it offers for CGL, D&O, Tech E&O, and its other core startup policies. ^2,¹Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated Medical Malpractice product page was found on the site; a direct URL guess (/medical-malpractice) returned a 404.	Heffernan lists Medical Malpractice (Med Mal) as one of its named healthcare service specialties, placing coverage with carriers for health care clients rather than underwriting it. ⁴Company-reported. Healthcare Insurance page as read on 2026-09-23; no dedicated medical-malpractice sub-page was found beyond this healthcare practice page.