---
title: "Corgi vs Heffernan Insurance Brokers: Medical Malpractice Insurance"
description: "Corgi sells malpractice as a standalone specialty policy quoted in 1–14 days, not instantly. Heffernan is a broker that packages malpractice with workers’ comp, professional liability and cyber for clinics, hospitals and other healthcare organizations, and can set up captive or self-insured plans."
canonical: "https://spot.insure/compare/corgi-vs-heffernan/medical-malpractice"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-heffernan"
provider-a: "corgi"
provider-b: "heffernan"
coverage-line: "medical-malpractice"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-heffernan/medical-malpractice)

## Agent Guide

**What this page is:** Focused comparison of Corgi and Heffernan Insurance Brokers for Medical Malpractice Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Medical Malpractice Insurance questions about Corgi versus Heffernan Insurance Brokers. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs Heffernan Insurance Brokers for Medical Malpractice Insurance: how do they differ?
- Which is better for Medical Malpractice Insurance, Corgi or Heffernan Insurance Brokers?
- What does Corgi or Heffernan Insurance Brokers publish about Medical Malpractice Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Medical Malpractice Insurance. Providers: Corgi and Heffernan Insurance Brokers.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs Heffernan Insurance Brokers](https://spot.insure/compare/corgi-vs-heffernan) — all coverage lines for this pair
- [Medical Malpractice Insurance guide](https://spot.insure/coverage/medical-malpractice) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan) — provider profile

# Corgi vs Heffernan Insurance Brokers: How Do They Compare for Medical Malpractice Insurance?

Heffernan Insurance Brokers serves physician groups, hospitals and labs, even arranging captive or self-insured plans; Corgi quotes medical malpractice in 1 to 14 days as a specialty line beyond its tech startup core.

Corgi quotes standalone malpractice for healthcare professionals in 1–14 days; Heffernan builds malpractice into wider healthcare programs, including captives and self-insurance.

## Corgi vs Heffernan Insurance Brokers Medical Malpractice Insurance Summary

Corgi sells malpractice as a standalone specialty policy quoted in 1–14 days, not instantly. Heffernan is a broker that packages malpractice with workers’ comp, professional liability and cyber for clinics, hospitals and other healthcare organizations, and can set up captive or self-insured plans. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") [4](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services")

## What Are the Key Differences Between Corgi and Heffernan Insurance Brokers Medical Malpractice Insurance?

### One Policy Versus a Whole Healthcare Program

Corgi’s malpractice product covers claims that you were negligent in delivering medical services, and nothing on its pages ties it to other lines. Heffernan places malpractice with carriers as part of a single program that can also hold workers’ compensation, professional liability and cyber, so one broker handles every policy. Choose Corgi if you only need a malpractice policy and want to deal with an online insurer; choose Heffernan if you run a clinic, lab or senior-living operation that needs several healthcare lines arranged together. [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") [4](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services")

### Who Each Is Built For

Corgi aims this product at healthcare professionals and organizations, apart from its core technology-startup lineup. Heffernan’s healthcare team names physician groups, clinics, hospitals, patient transport companies and laboratories, plus allied health, home care, senior living and nonprofit healthcare groups. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [4](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services")

### Captives and Self-Insurance

If you are large enough to retain some of your own risk, only Heffernan documents it: it offers captive, partially self-insured and fully self-insured structures beside fully insured placements. Corgi’s reviewed pages mention no such option, so expect a conventional insured policy there. [4](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

## What Should You Confirm in Corgi and Heffernan Insurance Brokers Medical Malpractice Insurance Quotes?

- Ask Corgi which insurer issues the policy; its disclosures say coverage may come from an affiliated carrier or a partner, without naming one for malpractice. [3](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")
- Ask Heffernan whether the proposal is fully insured or a captive or self-insured structure, and which carrier backs the insured part. [4](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services")
- Get limits, retentions and the claims-made or occurrence trigger in writing from both; neither publishes them. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [4](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services")

## Corgi vs Heffernan Insurance Brokers Medical Malpractice Compared

| Criteria | Corgi Medical Malpractice | Heffernan Healthcare Insurance — Medical Malpractice |
| --- | --- | --- |
| Who It’s For | Corgi frames the product for healthcare professionals and organizations, in contrast to its core lineup, which targets general technology startups. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Catalog description; no size, specialty, or state restrictions are published for this line..) | Heffernan says its health care risk-management team serves physician groups, clinics, hospitals, patient transport companies, and laboratories, plus specialty practices in allied health, home care, and senior living. [4](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") (Evidence: Company-reported; scope: Healthcare Insurance page as read on 2026-09-23; not exclusively medical-malpractice-specific, but names the buyer types the practice serves..) |
| Coverage Features | Corgi describes Medical Malpractice as protecting healthcare professionals and organizations against claims alleging negligence in the delivery of medical services. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: One-sentence catalog description on the homepage and startup-insurance page; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line..) | Heffernan says it packages medical malpractice with other healthcare coverages such as workers' compensation, professional liability, and cyber liability for a single client program. [4](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") (Evidence: Company-reported; scope: Healthcare Insurance page as read on 2026-09-23; the page does not describe medical-malpractice insuring agreements, claims-made versus occurrence form, or limits separately from the bundled list..) |
| Role in This Line | Corgi lists Medical Malpractice as one of its specialty coverages, quoted with a 1-14 day turnaround rather than the instant online quote it offers for CGL, D&O, Tech E&O, and its other core startup policies. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated Medical Malpractice product page was found on the site; a direct URL guess (/medical-malpractice) returned a 404..) | Heffernan lists Medical Malpractice (Med Mal) as one of its named healthcare service specialties, placing coverage with carriers for health care clients rather than underwriting it. [4](https://www.heffins.com/business-insurance/health-care/ "Healthcare Insurance for Health Care Services") (Evidence: Company-reported; scope: Healthcare Insurance page as read on 2026-09-23; no dedicated medical-malpractice sub-page was found beyond this healthcare practice page..) |

## About Corgi and Heffernan Insurance Brokers and Medical Malpractice

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [Heffernan Insurance Brokers company profile](https://spot.insure/insurance-providers/heffernan) · [Heffernan Insurance Brokers customer reviews](https://spot.insure/insurance-providers/heffernan/reviews)
- [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice)

## Related Pages for Corgi vs Heffernan Insurance Brokers

- [Corgi vs Heffernan Insurance Brokers](https://spot.insure/compare/corgi-vs-heffernan): all coverage lines, business roles, service and claims.
- [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice): Medical malpractice insurance can pay defense costs and covered damages from claims about patient care; match the policy to clinicians, procedures and claims-made timing.
- [Corgi Medical Malpractice Insurance](https://spot.insure/insurance-providers/corgi/medical-malpractice)
- [Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/insurance-providers/heffernan/medical-malpractice)

## Sources for Corgi vs Heffernan Insurance Brokers

### Sources About Corgi

1. [Startup Insurance | Corgi Insurance](https://www.corgi.insure/startup-insurance). Corgi Insurance; Specialized Coverages section: "1-14 days turnaround Medical Malpractice — Protects healthcare professionals and organizations against claims alleging negligence in the delivery of medical services.". Accessed 2026-09-23.
2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Medical Malpractice" card, same one-sentence description as the startup-insurance page. Accessed 2026-09-23.
3. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.

### Sources About Heffernan Insurance Brokers

4. [Healthcare Insurance for Health Care Services](https://www.heffins.com/business-insurance/health-care/). Heffernan Insurance Brokers; Healthcare Services: Allied Health & Specialty Centers, Home Care Agencies, Medical Malpractice (Med Mal), Senior Living Communities; from physician groups, clinics, and hospitals to patient transport companies and laboratories; if you'd like a fully insured plan, we have relationships with the nation's top insurance carriers; explore captive, partially-self-insured or fully-self-insured plans; dovetail all the coverages you need — from workers' compensation to professional liability, cyber liability and more. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/corgi-vs-heffernan/medical-malpractice.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)