Corgi vs Coverdash: How Do They Compare for Tech E&O Insurance?

Want a stand-alone Tech E&O quoted online instantly, with illustrative limits to $1 million? That is Corgi. Coverdash is a broker placing Tech E&O with a carrier through a digital quote-to-purchase flow, with general liability or cyber add-ons.

Corgi quotes Tech E&O instantly with $1 million per claim, $2 million aggregate and a $10,000 retention, but its base form excludes contract, IP, data-breach and AI claims unless you add endorsements. Coverdash also sells online, as a broker, without publishing limits, exclusions or the insurer. ^1,^4,³

What Are the Key Differences Between Corgi and Coverdash Tech E&O Insurance?

Published Terms With Exclusions vs Unpublished Terms

Corgi's standard Tech E&O form excludes claims arising solely from breach of contract or SLA failure, IP infringement, data-breach liability and AI-related claims unless you buy add-on endorsements. Coverdash describes cover for software that didn't perform as promised, late or off-spec projects, and client data mishandled through a security failure, plus defense of groundless claims, but publishes no exclusions or limits. Choose Corgi if you're a startup that wants a known price and form and will add the endorsements you need; choose Coverdash if you want to compare a broker's quote before committing. ¹ ³ ⁴

Instant Quote and Packages vs Online Add-Ons

Corgi sells Tech E&O as a standalone instant quote and includes it in every startup package from pre-seed and seed up. Coverdash sells through a fully digital quote-to-purchase flow and lets you add general liability or cyber. ¹ ² ³

What Should You Confirm in Corgi and Coverdash Tech E&O Insurance Quotes?

Ask Corgi whether your policy is issued by Technology Risk Retention Group (a member-owned insurer without a financial-strength rating) or an A- rated partner, and which contract, AI or IP endorsements are on the quote. ¹
Ask Coverdash which insurer issues the policy and for its limits. ³
Compare Corgi's $10,000 retention, with defense costs inside the limit, against Coverdash's declarations. ¹
Ask whether Coverdash's "client data mishandled" cover sits in Tech E&O, cyber or both, given Corgi's base form excludes data breaches. ³ ¹

Corgi vs Coverdash Tech E&O Insurance Compared

Corgi vs Coverdash: Tech E&O Insurance: documented features by provider

Criteria	Corgi Tech E&O	Coverdash Tech E&O Insurance
How to Apply	Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. ²Company-reported. Homepage policy-card labeling as of 2026-09-23.	Coverdash describes a fully digital quote-to-purchase process for Tech E&O, with the option to add coverages such as general liability or cyber alongside it. ³Company-reported. Product-page company information and cross-sell section.
Coverage Features	The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger. The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.	Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. ³Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made. Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. ⁵Company-reported. Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business.
Role in This Line	Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.	Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^4,³Company-reported. General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state.

Criteria

Corgi Tech E&O

Coverdash Tech E&O Insurance

How to Apply

Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. ²Company-reported. Homepage policy-card labeling as of 2026-09-23.

Coverdash describes a fully digital quote-to-purchase process for Tech E&O, with the option to add coverages such as general liability or cyber alongside it. ³Company-reported. Product-page company information and cross-sell section.

Coverage Features

The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger.

The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.

Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. ³Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made.

Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. ⁵Company-reported. Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business.

Role in This Line

Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.

Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^4,³Company-reported. General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state.