Corgi vs Coverdash General Liability Insurance

Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. ^2,6Company-reported. Homepage package contents and the CGL product page.

Coverdash arranges general liability coverage as a broker rather than an insurer. Its terms say it does not provide underwriting services and require customers to designate it as broker or agent of record before it places coverage with a carrier. ^9,10Company-reported. General brokerage terms applied to the general liability product page; not specific to any one carrier or state.

Corgi's CGL page states the policy is underwritten by Technology Risk Retention Group, Inc., a risk retention group, rather than one of Corgi's admitted carrier affiliates. ⁶Company-reported. CGL scenario note 1 and policy boundaries section.

The general liability page does not name the insurer that issues the policy. Coverdash's terms say the insurance company, not Coverdash, decides whether to offer or renew coverage. ^10,9Not publicly disclosed. Reviewed general liability page and terms as of 2026-09-23; the checked pages describe a broker-carrier structure without naming a specific carrier for this line.

Not described in the reviewed sources.

Coverdash markets general liability to small businesses, startups and e-commerce merchants across more than 2,500 industries, citing construction, restaurants, real estate agencies and professional services as examples. ¹⁰Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.

The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. ⁶Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording.

Coverdash describes four insuring agreements for general liability: bodily injury to a customer or visitor, property damage to a client's or landlord's property, personal and advertising injury such as a copied-marketing claim, and product liability for products the business sells. ¹⁰Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions.

Coverdash says general liability does not cover damage to the business's own location or property, and points customers toward a business owner's policy for that protection instead. ¹⁰Company-reported. Product-page exclusion note.

Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. ⁶Company-reported. CGL coverage table, described as illustrative and possibly differing from the issued policy.

The general liability page does not publish specific limit, retention or deductible amounts. ¹⁰Not publicly disclosed. Reviewed general liability page as of 2026-09-23; figures are quote-specific and not shown on the public product page.

The reviewed CGL page does not describe risk-control, premises-safety or loss-prevention services for policyholders beyond the coverage itself. ⁶Not found in reviewed sources. CGL product page as read on 2026-09-23.

Not described in the reviewed sources.

You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. ^6,2Company-reported. CGL page call to action and homepage self-serve description.

Coverdash describes a fully digital quote-to-purchase process for general liability, with a certificate of insurance issued once a policy is purchased. ¹⁰Company-reported. Product-page company information and FAQ on proof of coverage.

Corgi says the CGL insurer has a duty to defend covered claims, meaning it appoints and pays for defense counsel on the policyholder's behalf, subject to the applicable retention. ⁶Company-reported. CGL scenario note 1, illustrated through a bodily-injury example; distinct from D&O's duty-to-reimburse structure noted on the same page.

Not described in the reviewed sources.