Corgi vs Coverdash: How Do They Compare for D&O Insurance?

Coverdash brokers standalone D&O through a digital quote-to-purchase route; Corgi sells a startup policy online with example limits up to $1 million per claim and $2 million total.

Corgi publishes how its startup D&O works, with sample limits of $1 million per claim and $2 million aggregate and a $25,000 retention. Coverdash is a broker that sells D&O fully online, alone or bundled with employment practices, fiduciary and crime, but publishes no limits. ^1,^3,²

What Are the Key Differences Between Corgi and Coverdash D&O Insurance?

Published Startup Form vs Online Broker Bundle

Corgi sells D&O on its own or in stage-based packages from pre-seed and seed, through a self-serve application, and shows you the policy's structure before you apply. ¹ Coverdash, a broker, places your D&O with a carrier it doesn't name, fully online from quote to purchase, and lets you add other coverages at the same time. It notes D&O is often a condition of funding. ² ³ Choose Corgi if you're an early-stage startup that wants to see limits and terms before you apply; choose Coverdash if you want D&O, employment practices, fiduciary and crime bought together in one online checkout. ¹ ²

What Each Tells You About Coverage

Corgi splits cover into Side A (individuals, with no retention when the company can't indemnify them), Side B (reimbursing the company) and Side C (the company itself, with extra exclusions such as intellectual-property and contract claims). Defense costs sit inside the limit, so legal bills reduce what's left for a settlement. Optional add-ons cover outside directorships, crisis-event expenses and investigation costs, and registered public-securities claims are excluded, with a carve-back for Regulation D private raises. ¹ Coverdash only says D&O protects directors, officers and the company against claims over leadership decisions, investor suits and regulatory investigations, with no limits, retentions or deductibles published. ²

What Should You Confirm in Corgi and Coverdash D&O Insurance Quotes?

Corgi's policy is claims-made and issued by Technology Risk Retention Group, Inc., a risk retention group (not backed by state guaranty funds); confirm you can buy it in your state. ¹
Ask Coverdash which carrier would issue your policy and whether the quote is standalone D&O or the bundle. ²
Ask Corgi whether the Regulation D carve-back, Wells Notice coverage on Sides A and B, and any add-ons are on your quote. ¹
Get Coverdash's dollar limits and retention in writing to compare with Corgi's. ² ¹

Corgi vs Coverdash D&O Insurance Compared

Corgi vs Coverdash: D&O Insurance: documented features by provider

Criteria	Corgi Directors & Officers (D&O)	Coverdash Directors & Officers Insurance
How to Apply	You can request a D&O quote online through Corgi's self-serve application. ¹Company-reported. Product page quote call to action.	Coverdash describes a fully digital quote-to-purchase process for directors and officers coverage, with the option to add other coverages alongside it. ²Company-reported. Product-page company information and cross-sell section.
Coverage Features	The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. ¹Company-reported. Coverage summary for form CORG-DO-0100; the issued policy and declarations control. The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. ¹Company-reported. Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt. Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. ¹Company-reported. Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered.	Coverdash describes directors and officers coverage as protecting the company's directors, officers and the company itself against claims that a leadership decision caused financial harm, suits from investors or shareholders, and regulatory investigations, and pays defense costs and settlements for covered claims. ²Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions. Coverdash sells this standalone Directors & Officers product separately from its bundled management liability product, which adds optional employment-practices, fiduciary and crime coverage on top of the D&O core. ²Company-reported. Comparison of the directors-and-officers and management-liability product pages; does not establish which structure is cheaper or better suited to a given company.
Role in This Line	Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. ¹Company-reported. Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself.	Coverdash arranges standalone directors and officers coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^3,²Company-reported. General brokerage terms applied to the D&O page; not specific to any one carrier or state.

Criteria

Corgi Directors & Officers (D&O)

Coverdash Directors & Officers Insurance

How to Apply

You can request a D&O quote online through Corgi's self-serve application. ¹Company-reported. Product page quote call to action.

Coverdash describes a fully digital quote-to-purchase process for directors and officers coverage, with the option to add other coverages alongside it. ²Company-reported. Product-page company information and cross-sell section.

Coverage Features

The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. ¹Company-reported. Coverage summary for form CORG-DO-0100; the issued policy and declarations control.

The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. ¹Company-reported. Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt.

Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. ¹Company-reported. Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered.

Coverdash describes directors and officers coverage as protecting the company's directors, officers and the company itself against claims that a leadership decision caused financial harm, suits from investors or shareholders, and regulatory investigations, and pays defense costs and settlements for covered claims. ²Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions.

Coverdash sells this standalone Directors & Officers product separately from its bundled management liability product, which adds optional employment-practices, fiduciary and crime coverage on top of the D&O core. ²Company-reported. Comparison of the directors-and-officers and management-liability product pages; does not establish which structure is cheaper or better suited to a given company.

Role in This Line

Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. ¹Company-reported. Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself.

Coverdash arranges standalone directors and officers coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^3,²Company-reported. General brokerage terms applied to the D&O page; not specific to any one carrier or state.