Coalition vs TechInsurance: How Do They Compare for Tech E&O Insurance?

TechInsurance publishes a median price of $67 a month for its tech E&O and cyber bundle, with IP coverage added separately for IT firms. Coalition sells Tech E&O only alongside its own Active Cyber policy, through appointed brokers.

TechInsurance sells IT and tech companies an E&O policy plus a separate cyber policy, reporting a $67 monthly median premium, but IP disputes usually need an add-on. Coalition sells Tech E&O only paired with its Active Cyber policy through appointed brokers, and addresses IP claims over licensed code. ^4,¹

What Are the Key Differences Between Coalition and TechInsurance Tech E&O Insurance?

Two-Policy Bundle With a Price Benchmark vs a Required Cyber Pairing

TechInsurance packages tech E&O as two policies, errors and omissions plus cyber liability, for IT and technology companies. It reports a median of $67 a month (about $807 a year) from its own book, varying by profession, limits, personal data handled and claims history. Coalition sells Tech E&O only combined with its Active Cyber Insurance, through appointed brokers, and publishes no prices. Choose TechInsurance if you're a small IT firm that wants a price benchmark and a simple bundle; choose Coalition if IP claims over licensed code are a real risk and you're happy to work through a broker. ¹ ⁴

Intellectual Property on the E&O Policy

Coalition lists IP claims over licensed code among the claims its Tech E&O addresses. TechInsurance says its standard bundle doesn't automatically include IP or copyright disputes, and that cover usually has to be added. ¹ ⁴

What Should You Confirm in Coalition and TechInsurance Tech E&O Insurance Quotes?

Ask TechInsurance whether IP or copyright cover is added to your bundle, and what it costs. ⁴
Ask Coalition how licensed-code IP claims are treated on the issued form. ¹
Compare each TechInsurance policy's limit and deductible with Coalition's paired form. ¹ ⁴
Ask both which insurer issues your policy. ² ⁴

Coalition vs TechInsurance Tech E&O Insurance Compared

Coalition vs TechInsurance: Tech E&O Insurance: documented features by provider

Criteria	Coalition Technology Errors & Omissions Coverage	TechInsurance Technology Errors and Omissions (Tech E&O) Insurance
Who It’s For	Coalition markets Tech E&O to any organization that provides a technology product or service in exchange for a fee, citing exposures such as software downtime and failures in technology services or products. ¹Company-reported. Tech E&O product page as read on 2026-09-23.	TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. ⁴Company-reported. Tech E&O product page, Technology professionals we insure section.
Coverage Features	Coalition says Tech E&O covers third-party financial losses from errors, omissions, or negligence in technology products or services, listing example causes including software bugs, delivery delays, IP claims over licensed code, IT-service implementation errors, and failure to meet contract requirements. ¹Company-reported. Tech E&O product page as read on 2026-09-23; the issued policy and endorsements control actual coverage.	TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). ⁴Company-reported. Tech E&O product page; general policy description, not a specific policy form. TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. ⁴Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.
Role in This Line	Coalition designs and distributes Tech E&O as a coverage that combines with its own cyber policy, sold through appointed brokers rather than direct to buyers. ¹Company-reported. Tech E&O product page as read on 2026-09-23.	TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. ⁴Company-reported. Tech E&O product page.

Criteria

Coalition Technology Errors & Omissions Coverage

TechInsurance Technology Errors and Omissions (Tech E&O) Insurance

Who It’s For

Coalition markets Tech E&O to any organization that provides a technology product or service in exchange for a fee, citing exposures such as software downtime and failures in technology services or products. ¹Company-reported. Tech E&O product page as read on 2026-09-23.

TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. ⁴Company-reported. Tech E&O product page, Technology professionals we insure section.

Coverage Features

Coalition says Tech E&O covers third-party financial losses from errors, omissions, or negligence in technology products or services, listing example causes including software bugs, delivery delays, IP claims over licensed code, IT-service implementation errors, and failure to meet contract requirements. ¹Company-reported. Tech E&O product page as read on 2026-09-23; the issued policy and endorsements control actual coverage.

TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). ⁴Company-reported. Tech E&O product page; general policy description, not a specific policy form.

TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. ⁴Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.

Role in This Line

Coalition designs and distributes Tech E&O as a coverage that combines with its own cyber policy, sold through appointed brokers rather than direct to buyers. ¹Company-reported. Tech E&O product page as read on 2026-09-23.

TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. ⁴Company-reported. Tech E&O product page.