Coalition vs Marsh: How Do They Compare for Crime Insurance?

Marsh says its team has handled complex crime placements of about $10 million to $110 million, with advisor-led engagement rather than an online quote; Coalition crime is sold only through appointed brokers to private and nonprofit organizations with up to 1,000 employees.

Coalition offers up to $10 million per line to eligible private and nonprofit buyers; Marsh describes complex crime placements up to $110 million and social-engineering top-ups. ^1,^2,³

What Are the Key Differences Between Coalition and Marsh Crime Insurance?

$10 Million Line Limit Versus Larger Placements and Top-Ups

Coalition may offer up to $10 million per line to eligible private and nonprofit buyers. Marsh describes complex placements from about $10 million to $110 million and offers social-engineering infill above existing programs; it says crime policies usually exclude ransomware, though many cover direct losses from funds stolen by hackers. Coalition describes theft, fraud and certain cybercrime, subject to exclusions, without that ransomware or top-up language. Choose Marsh if you need a complex placement above Coalition’s published per-line maximum or a social-engineering top-up; choose Coalition if you are an eligible private or nonprofit buyer seeking its suite. ¹ ³ ³ ¹

Who Places It

Coalition sells Executive Risks crime only through appointed brokers. You engage Marsh corporate crime specialists or Marsh McLennan Agency; MMA also places crime bundled with fidelity in its executive and professional liability practice. ¹ ³ ⁴

What Should You Confirm in Coalition and Marsh Crime Insurance Quotes?

If you need limits above Coalition’s $10 million per-line figure, ask Marsh whether a placement in its $10–110 million experience range is available. ¹ ³
Ask Marsh whether the crime page’s UK/global figures apply to a U.S. placement. ³
Confirm ransomware treatment and whether Marsh infill social-engineering cover is on the quote; Coalition’s public page does not address those points. ³ ¹
Get Marsh’s issuing insurer and Coalition’s Zurich versus surplus route. ³ ²

Coalition vs Marsh Crime Insurance Compared

Coalition vs Marsh: Crime Insurance: documented features by provider

Criteria	Coalition Executive Risks — Crime Insurance	Marsh Commercial Crime Insurance Brokerage
Limits and Retentions	Coalition says limits up to $10 million per coverage line may be available for Executive Risks products, including crime, subject to exclusions and limitations. ¹Company-reported. Executive Risks FAQ as read on 2026-09-23; not a quoted or bindable limit for any specific applicant.	Marsh says its team has experience handling complex crime placements ranging from about $10 million to $110 million (also stated in GBP as £10 million to £100 million elsewhere on the page), but does not publish standard limits, retentions or premiums for a specific placement. ³Company-reported. Commercial crime insurance page; a description of Marsh's placement experience range, not a quoted limit for any individual buyer.
How to Apply	Coalition distributes Executive Risks, including crime, only through appointed insurance brokers rather than direct to buyers. ¹Company-reported. Executive Risks product page as read on 2026-09-23.	You engage Marsh's crime specialists (Marsh corporate or MMA) directly to identify crime exposure and place coverage; the reviewed pages describe advisor-led placement rather than an online quote tool. ^3,⁴Company-reported. Commercial crime insurance and MMA executive and professional liability pages.
Coverage Features	Coalition says its crime coverage responds to losses from criminal activities including theft, fraud, and certain cybercrimes, flagged on the page as subject to exclusions and limitations. ¹Company-reported. Executive Risks product page as read on 2026-09-23; the issued policy controls which cybercrime scenarios are actually covered.	Marsh lists employee white-collar fraud (including fidelity losses from trusted employees), third-party fraud, collusion, hacking or computer-related crime, social engineering fraud, and tangible asset theft as risks a commercial crime policy can address. It notes that crime policies usually exclude ransomware, though most cover direct financial losses from funds stolen by hackers. ³Company-reported. Commercial crime insurance page; the page is Marsh's global/UK financial-professional-liability practice content and cites a UK-based crime leader, so figures and coverage descriptions may not reflect a US-specific program.
Role in This Line	Coalition designs and distributes crime insurance as one of four coverages in its Executive Risks product suite, sold through appointed brokers. ¹Company-reported. Executive Risks product page as read on 2026-09-23.	Marsh's financial and professional liability practice places commercial crime insurance; Marsh McLennan Agency (MMA), the middle-market subsidiary, also places crime coverage bundled with fidelity as part of its executive and professional liability practice. ^3,⁴Company-reported. Marsh corporate commercial crime page and MMA executive and professional liability page.