Chubb vs The Hartford: How Do They Compare for Crime Insurance?

Chubb's ForeFront Portfolio has seven coverage parts including crime and is available on Chubb Marketplace; The Hartford's Private Choice Premier package has five options including crime, open to nonprofit, public and private companies.

Chubb ForeFront targets firms below 250 employees and $50 million in revenue; The Hartford offers crime in Private Choice Premier for private, public and nonprofit companies plus a financial-institutions track. ^1,³

What Are the Key Differences Between Chubb and The Hartford Crime Insurance?

Size Limits Versus Public-Company and Nonprofit Eligibility

Chubb ForeFront targets organizations with fewer than 250 employees and less than $50 million in revenue. The Hartford offers crime within Private Choice Premier to nonprofits, publicly traded companies and privately held companies, plus a separate commercial-crime and bond track for financial institutions. Choose The Hartford if you are a public company, nonprofit or financial institution; choose Chubb if you fit its employee and revenue limits and want a digitally bound crime policy. ² ³

How Each Describes the Perils

Chubb lists social-engineering fraud, employee theft including temporary and contracted workers, client theft, and funds-transfer fraud unreimbursed by the insured’s bank. The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. ¹ ³

Paper and Digital Bind

Chubb names ACE American and affiliates and makes ForeFront available on Chubb Marketplace. The Hartford’s reviewed management-liability page does not publish crime limits or name a crime-specific issuing entity in the offering record. Chubb’s sheet also does not publish specific policy limits. ¹ ² ³

What Should You Confirm in Chubb and The Hartford Crime Insurance Quotes?

Ask The Hartford whether crime is inside Private Choice Premier or the financial-institutions bond and commercial crime track. ³
Confirm you fit Chubb’s ForeFront size band and get crime limits. ² ¹
Ask whether funds-transfer fraud and social engineering are on The Hartford form the way Chubb lists them. ³ ¹
Get issuing entities and retentions from both. ¹ ³

Chubb vs The Hartford Crime Insurance Compared

Chubb vs The Hartford: Crime Insurance: documented features by provider

Criteria	Chubb ForeFront Portfolio Crime Insurance	The Hartford Crime Insurance
Who It’s For	On Chubb Marketplace, the ForeFront Portfolio's target underwriting appetite is organizations with fewer than 250 employees and less than $50 million in revenue. ¹Company-reported. Online Ease section; applies to Marketplace-quoted ForeFront business generally, not exclusively Crime coverage.	The Hartford's crime coverage is available to nonprofit organizations, publicly traded companies and privately-held companies as part of its management-liability lineup. ³Company-reported. Management liability product page as read 2026-09-23.
Coverage Features	Chubb lists social engineering fraud, employee theft (including temporary and contracted workers), client theft of a client's money or property by an employee, and funds transfer fraud for losses from fraudulent electronic transfers unreimbursed by the insured's bank. ¹Company-reported. Crime Risks: Real & Rising list; illustrated with claim scenarios, not policy wording.	The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. ³Company-reported. Management liability product page as read 2026-09-23. General coverage description; the issued policy controls.
Role in This Line	Chubb underwrites Crime Insurance as one of seven coverage parts within its ForeFront Portfolio for private companies, not-for-profit and healthcare organizations, insuring against theft and embezzlement by trusted employees and outsiders. ¹Company-reported. ForeFront Portfolio Crime Insurance product sheet.	The Hartford's crime insurance is one of five options in its Private Choice Premier management-liability package, and is offered separately as bond and commercial crime (fidelity) coverage within its financial-institutions product track. ³Company-reported. Management liability product page as read 2026-09-23.