Chubb vs 
Lockton: How Do They Compare for Cyber Insurance?
Lockton is a broker for tech sectors that quantifies exposure first; Chubb underwrites Cyber ERM itself, with Cyber Central quoting and a threat intelligence team.
Lockton brokers cyber after quantifying financial exposure and recommending security improvements under its Inform, Improve, Insure process. Chubb underwrites Cyber ERM and says policyholders get a panel of pre-approved incident-response providers plus a 24/7 Cyber Alert app. 3,2
What Are the Key Differences Between Chubb and Lockton Cyber Insurance?
Advice Before Placement Versus Services on Bound Chubb Paper
Lockton brokers cyber and pairs placement with its own advice under Inform, Improve, Insure: quantifying cyber financial exposure, recommending security improvements, then placing coverage. Chubb underwrites Cyber ERM and says policyholders get a panel of pre-approved incident-response providers, a 24/7 hotline and Cyber Alert app after the policy is bound, rather than as a pre-bind consulting step. Choose Lockton if you want a broker to quantify exposure and improve security before it places coverage; choose Chubb if you want those services on bound Cyber ERM. 3 2
Named Technology Industries Versus All Risk Sizes
Lockton's technology practice names electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications. Chubb says it scales for all risk sizes, including custom programs above $1 billion and multinational servicing in more than 35 countries. 4 1
Named Cyber Leader Versus Cyber Central
Lockton lists a named EVP, U.S. Cyber & Technology Leader and a published cyber inbox as the way to reach the team. Agents quote Chubb cyber through Cyber Central or Marketplace. 3 1
What Should You Confirm in Chubb and Lockton Cyber Insurance Quotes?
Chubb vs Lockton Cyber Insurance Compared
Chubb vs Lockton: Cyber Insurance: documented features by provider
| Criteria | Chubb Cyber Insurance (Cyber Enterprise Risk Management) | Lockton Cyber & Technology Insurance Brokerage |
|---|---|---|
| Who It’s For | Chubb says there are no minimum premiums and premiums scale for all risk sizes, offers Cyber Central and Marketplace quoting for risks under $100 million in revenue, and a customizable large-account cyber risk management solution for organizations over $1 billion in revenue. 1Company-reported. Cyber Insurance Coverage & Products page eligibility and quoting description. | Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. 4Company-reported. Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published. |
| How to Apply | Agents and brokers can quote cyber alone through Cyber Central or bundled with other lines through Chubb Marketplace; multinational programs can be serviced locally in more than 35 countries. 1Company-reported. Cyber Insurance Coverage & Products page quoting section. | The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. 3Company-reported. Cyber & Technology page as read 2026-09-23. |
| Role in This Line | Chubb underwrites Cyber Enterprise Risk Management (Cyber ERM) directly. It covers cyber, privacy and media exposures for organizations of any size that handle sensitive data or run a network or website. 1Company-reported. Cyber Insurance Coverage & Products page, Cyber Enterprise Risk Management section. | Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. 3Company-reported. Cyber & Technology product page as read 2026-09-23. |
| Risk Services | Chubb says cyber policyholders get access to a panel of pre-approved incident response providers, a 24/7 hotline and Cyber Alert app, a Cyber Threat Intelligence Team, a Vulnerability Management Outreach program, and the Chubb Cyber Index for trend and cost data. 2Company-reported. Cyber Insurance for Businesses page, Cyber Services and Beyond Risk Transfer sections. | Lockton describes services beyond placement: reviewing a client's cybersecurity posture, running incident-response exercises, and helping design security governance frameworks and cyber-hygiene policies, delivered by a team it says has over 100 Associates specializing in cyber risk. 3Company-reported. Cyber & Technology product page as read 2026-09-23. |
