Chubb vs 
HUB International Management Liability Insurance
Chubb underwrites ForeFront’s optional coverage parts; HUB’s ProEx practice brokers executive liability without issuing the policy.
What Is Chubb?
Chubb is the marketing name for a global insurance group whose U.S. companies underwrite commercial property, casualty, cyber and financial-lines coverage, including technology-focused DigiTech ERM and small-business packages. Founders and finance teams typically work through an appointed agent, then receive a policy issued by a named Chubb-group insurer rather than by the Swiss holding company. 1,2,3
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 6,7,8
What Is Management Liability Insurance?
Management liability brings together coverage options for risks associated with running an organization, such as directors and officers liability and employment practices liability. 10,11,12
Key Differences in Management Liability Insurance
Who Issues the Policy
Chubb underwrites this line on its own paper, with ForeFront as the flagship for private, not-for-profit and healthcare organizations. HUB’s ProEx practice packages executive liability for clients but does not underwrite any of those coverages, and its reviewed pages do not name the carrier that would issue your policy. 4 5 9
How the Coverage Is Packaged
Chubb’s ForeFront Portfolio lets you take up to seven optional parts as standalone policies or combine them. HUB lists a similar catalogue under Executive Liability, including Side-A-only excess D&O, employed lawyers errors and omissions, crime and fidelity, kidnap/ransom/extortion and workplace violence, as placements it brokers rather than as one Chubb form. 5 9
How You Buy
Agents and brokers can quote ForeFront through Chubb Marketplace, and Chubb also lets business owners request a quote on its site. HUB’s ProEx pages describe specialist placement and market leverage of more than $2 billion in premium, not a self-serve bind path. 5 4 9
What to Confirm in Management Liability Insurance Quotes
- Ask which ForeFront parts Chubb would issue standalone versus combined, and which ProEx lines HUB would place for the same risk. 5 9
- Get the issuing insurer from HUB; Chubb is the underwriter on its own forms. 9 4
- Confirm limits and retentions on both quotes; neither public page publishes those figures. 4 9
- Ask HUB how the Claims & Legal Risks Group would handle a D&O or employment-practices claim, and ask Chubb which ForeFront loss-prevention services apply to your policy. 9 5
Offering Details
Chubb vs HUB International Management Liability Insurance: documented features by provider
| Criteria | Chubb Management Liability Insurance | HUB ProEx Management Liability Insurance Brokerage |
|---|---|---|
| Role in This Line | Chubb underwrites management liability directly through a suite of products it says is designed for public, private and not-for-profit organizations, with the ForeFront Portfolio as its flagship product for private, not-for-profit and healthcare organizations. 4,5Company-reported. Management Liability product page and ForeFront Portfolio page. | HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. 9Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line. |
| Issuing Insurer | Not described in the reviewed sources. | HUB says ProEx places more than $2 billion in premium, which it says improves carrier negotiations, but does not name the insurers that issue management liability policies through the practice. 9Company-reported. ProEx page market-leverage statement; the carrier for a specific placement depends on the quote. |
| Who It’s For | The ForeFront Portfolio covers private companies, not-for-profit organizations and healthcare organizations, with separate D&O and fiduciary versions for each. 5Company-reported. ForeFront Portfolio page description and coverage list. | Not described in the reviewed sources. |
| Coverage Features | Chubb's management liability line spans management liability for public companies, private/not-for-profit organizations and financial institutions, plus fiduciary liability, crime, kidnap/ransom/extortion, workplace violence expense and employment practices liability, and global transactional risk coverage. 4Company-reported. Management Liability product-list page. Within the ForeFront Portfolio, Chubb offers up to seven optional coverage parts (D&O, EPL, fiduciary liability, employed lawyers liability, crime, kidnap/ransom/extortion, and workplace violence expense) that it says can work as standalone policies or be combined. 5Company-reported. ForeFront Portfolio page, Available Coverages section. | HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. 9Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy. HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. 8Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy. |
| Limits and Retentions | The reviewed pages do not publish specific limit or retention amounts for management liability coverage generally; figures would appear on the issued policy. 4,5Not found in reviewed sources. Management Liability and ForeFront Portfolio pages as read on 2026-09-23. | Published management liability policy limits or retentions were not found on the reviewed pages. 9,8Not publicly disclosed. Checked the ProEx page and technology-industry page on 2026-09-23; limits are set on the quote and declarations. |
| Risk Services | Chubb says its Management Liability leadership team publishes insight on risks including mergers and acquisitions, kidnap/ransom, extortion and social engineering fraud, and describes value-added loss prevention services for ForeFront Portfolio policyholders. 4,5Company-reported. Management Liability insights section; ForeFront Portfolio Available Coverages description. | HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. 9Company-reported. ProEx page service-model and analytics sections. |
| How to Apply | Agents and brokers can quote and issue the ForeFront Portfolio through Chubb Marketplace, Chubb's online quoting platform; business owners can also request a management liability quote directly on Chubb's site. 5,4Company-reported. ForeFront Portfolio page quoting section; Management Liability page quote call-to-action. | Not described in the reviewed sources. |
| Claims Support | Not described in the reviewed sources. | HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages, handling policy-wording review and claim recovery for management liability claims. 9Company-reported. ProEx page claims and legal support section. |
Full Comparison
More Chubb vs HUB International Comparisons
Other Management Liability Insurance Comparisons
Sources
Chubb
- Insurance For Technology Companies. Chubb; Industry overview; Who we serve; Products and services: commercial package insurance (BOP, Benchmarq, Customarq), E&O/Cyber, Financial Lines, workers’ compensation, auto and umbrella; dedicated underwriting, claims and risk engineering. Accessed 2026-09-16.
- Terms Of Use. Chubb; Acceptance of Terms identifying Chubb Group Holdings Inc.; surplus-lines producer restriction; products not available to all users or jurisdictions; Chubb Limited safe-harbor language; Internet Portals for Chubb Business. Accessed 2026-09-16.
- Cyber Insurance Coverage & Products. Chubb; Cyber insurance product catalog: Cyber ERM, DigiTech ERM (technology E&O, media and cyber) and Pro ERM (non-licensed professional services); Marketplace quoting for eligible risks under $100 million revenue; first- and third-party coverage summaries. Accessed 2026-09-16.
- Management Liability Insurance. Chubb; Management Liability Insurance products and services list: public, private/not-for-profit and financial-institution management liability, global transactional risk, fiduciary liability, crime, kidnap/ransom/extortion, workplace violence expense, employment practices liability, securities panel. Accessed 2026-09-23.
- The ForeFront Portfolio. Chubb; ForeFront Portfolio's seven coverages; Available Coverages description; Chubb Marketplace quoting. Accessed 2026-09-23.
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Management Liability list: crime, directors & officers liability, employment practices liability, fiduciary liability, transactional/warranty insurance. Accessed 2026-09-23.
- HUB ProEx. HUB International; Executive Liability coverage list: D&O, Side-A Only Excess D&O, Employment Practices Liability, Fiduciary Liability, Employed Lawyers E&O, Crime/Fidelity, Kidnap Ransom and Extortion, Workplace Violence; Inclusive Service Model, Boundaryless Account Team, Market Leverage and Claims & Legal Support sections; analytics and thought-leadership description. Accessed 2026-09-23.
Management Liability Insurance Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16.
- Management Liability Insurance. The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16.
- The ForeFront Portfolio. Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16.
