Chubb vs HUB International Inland Marine Insurance

Chubb underwrites inland marine coverage directly and describes it as tailorable to a business's specific inland marine risks rather than a single fixed product. ⁴Company-reported. Inland Marine product page.

HUB brokers inland marine insurance through its marine insurance practice, drawing on what it describes as relationships with domestic and international insurance carriers rather than underwriting the coverage itself. ⁸Company-reported. Marine product page; neither reviewed page names a specific issuing insurer for inland marine.

Chubb positions its inland marine solutions for transportation and logistics companies, contractors and developers, and describes coverage scaling from single-location residential builders to regional homebuilders. ⁴Company-reported. Product page introduction and Homebuilders builders' risk description.

Not described in the reviewed sources.

Chubb's inland marine line includes builders' risk insurance, homebuilders builders' risk for residential contractors, engineered risk insurance for large civil transportation and utility projects, contractors equipment insurance for construction equipment fleets, and coverage for leased or financed property. ⁴Company-reported. Innovative inland marine insurance coverage solutions list; each is a distinct sub-product.

HUB's glossary defines inland marine insurance as domestic coverage that protects business property, such as equipment, machinery or products, while it is transported over land by truck or train, used at a job site, or stored in a warehouse, including specialized items a standard business owner's policy would not cover. ⁹Company-reported. Glossary page definition; the issued policy's schedule of covered property and exclusions controls an actual claim.

HUB lists trade show exhibits, cargo items, sales samples, communication equipment, medical equipment, computer systems and photography equipment as examples of property commonly insured under an inland marine policy. ⁹Company-reported. Glossary page property examples; a specific policy's covered-property list is set on the quote and declarations.

HUB says inland marine policies can cover perils including fire, hail, theft, water damage and wind, plus accidental damage and mysterious disappearance of covered property. ⁹Company-reported. Glossary page peril list; coverage for a specific peril depends on the policy form and endorsements.

HUB's marine practice groups inland marine alongside related marine coverages it arranges, including marine cargo insurance, stock throughput insurance, protection and indemnity, charterers' liability and hull and machinery liability. ⁸Company-reported. Marine product page tailored-solutions list; not every listed coverage applies to a given inland marine client.

The reviewed page does not publish specific coverage limits or deductibles for inland marine coverage; these vary by sub-product. ⁴Not found in reviewed sources. Inland Marine product page as read on 2026-09-23.

HUB says most inland marine policies carry a deductible and a stated coverage limit, and warns that claiming a loss beyond the policy's coverage limit can lead to penalties, but the reviewed pages do not publish specific deductible or limit amounts. ⁹Company-reported. Glossary page policy-structure description; actual deductibles and limits are set on the quote and declarations.

Chubb says regular loss-control services are included as part of the inland marine premium, with more complex risk evaluation and management consultations available on a fee-for-service basis, and offers u*writer Builders Risk and u*writer Contractors Equipment as web-based quoting tools. ⁴Company-reported. Inland marine engineering services and Online tools & solutions sections.

Not described in the reviewed sources.

You can request a quote online, or an appointed independent agent or broker can apply for a Chubb Appointment to place inland marine coverage. ⁴Company-reported. Inland Marine product page quote call-to-action for business owners and for agents and brokers.

HUB's marine page directs prospective clients to "Connect With a Broker" or contact a HUB marine insurance specialist rather than an online quote or bind flow. ⁸Company-reported. Marine product page call-to-action text.