Chubb vs 
HUB International Cargo and Transit Insurance
Chubb underwrites worldwide ocean cargo with war risks; HUB brokers marine cargo and stock throughput through a dedicated marine practice.
What Is Chubb?
Chubb is the marketing name for a global insurance group whose U.S. companies underwrite commercial property, casualty, cyber and financial-lines coverage, including technology-focused DigiTech ERM and small-business packages. Founders and finance teams typically work through an appointed agent, then receive a policy issued by a named Chubb-group insurer rather than by the Swiss holding company. 1,2,3
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 5,6,7
What Is Cargo and Transit Insurance?
Cargo and transit insurance addresses loss or damage to goods being transported, subject to the coverage purchased. 9,10
Key Differences in Cargo and Transit Insurance
Insurer Versus Marine Broker
Chubb underwrites worldwide ocean cargo insurance directly. HUB brokers marine cargo through a dedicated marine practice rather than underwriting the policy, and its marine page does not name an issuing insurer. 4 8
Named Ocean Grants Versus Cargo Plus Throughput
Chubb lists international ocean and air transit, domestic U.S. and Canada transit, foreign inland transit including local admitted policies, warehousing, barge movement, and war, strikes, riots and civil commotion. HUB describes marine cargo as covering damage, loss or theft of freight in transit by land, sea or air, and separately offers stock throughput from manufacturing through final delivery. HUB’s page does not list war/strikes as a named grant; Chubb’s ocean cargo page does not describe stock throughput from manufacturing. 4 8
Who Is Served and How You Buy
Chubb says it serves exporters, importers, manufacturers, logistics companies and shippers of unusual products; agents submit to a local mailbox, with nearly 400 risk engineers. HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal, ship owner and operator, shipyard, and supply chain and logistics businesses, and directs you to a HUB marine specialist with no online quote flow described. 4 8
What to Confirm in Cargo and Transit Insurance Quotes
- Ask Chubb whether foreign inland admitted paper and war/strikes are on the policy. 4
- Ask HUB which carrier it would place with and whether stock throughput is quoted with marine cargo. 8
- Confirm whether port, shipyard or passenger-vessel exposures HUB lists are in Chubb’s ocean cargo appetite. 8 4
- Get limits and deductibles from both; neither page publishes them. 4 8
Offering Details
Chubb vs HUB International Cargo and Transit Insurance: documented features by provider
| Criteria | Chubb Worldwide Ocean Cargo Insurance | HUB International Marine Cargo Insurance Brokerage |
|---|---|---|
| Role in This Line | Chubb underwrites worldwide ocean cargo insurance directly, covering goods shipped internationally as well as transit within a country and at storage locations. 4Company-reported. Worldwide Ocean Cargo Insurance product page. | HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. 8Company-reported. Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer. |
| Issuing Insurer | Not described in the reviewed sources. | The marine insurance page does not name an issuing insurer for cargo coverage; HUB places marine business with carriers that vary by placement. 8Not found in reviewed sources. Checked the marine insurance product page on 2026-09-23; no carrier is disclosed there. |
| Who It’s For | Chubb says it serves exporters, importers, manufacturers, logistics companies, and businesses that ship unusual or distinctive products. 4Company-reported. Who we serve section. | HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal operator, ship owner and operator, shipyard, and supply chain and logistics businesses. 8Company-reported. Product-page target-market list; not a published underwriting appetite by cargo type or region. |
| Coverage Features | Chubb lists coverage for international ocean and air transit, domestic transit within the U.S. and Canada, foreign inland transit including local admitted policies, domestic and foreign warehousing, barge and connecting-conveyance movement, and war, strikes, riots and civil commotion risks. 4Company-reported. Coverage Details list; subject to the policy as issued. | HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. 8Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim. |
| Limits and Retentions | The reviewed page does not publish specific coverage limits or deductibles for ocean cargo insurance. 4Not found in reviewed sources. Worldwide Ocean Cargo Insurance product page as read on 2026-09-23. | Published per-shipment or per-conveyance limits for HUB-placed cargo coverage were not found on this page. 8Not publicly disclosed. Checked the marine insurance product page on 2026-09-23; limits are set on the quote and declarations. |
| Risk Services | Chubb says its in-house network of nearly 400 risk engineers globally helps companies anticipate and minimize cargo-related exposures, and it operates a Risk Engineering Center for loss-prevention education. 4Company-reported. Chubb Risk Consulting Services and Risk Engineering Center sections. | Not described in the reviewed sources. |
| How to Apply | For new ocean cargo business, agents submit a Chubb application to the local mailbox where they submit other Chubb business. 4Company-reported. FAQ section: "How do agents submit an Ocean Cargo quote?" | HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. 8Company-reported. Product-page call to action as read 2026-09-23. |
Full Comparison
More Chubb vs HUB International Comparisons
Other Cargo and Transit Insurance Comparisons
Sources
Chubb
- Insurance For Technology Companies. Chubb; Industry overview; Who we serve; Products and services: commercial package insurance (BOP, Benchmarq, Customarq), E&O/Cyber, Financial Lines, workers’ compensation, auto and umbrella; dedicated underwriting, claims and risk engineering. Accessed 2026-09-16.
- Terms Of Use. Chubb; Acceptance of Terms identifying Chubb Group Holdings Inc.; surplus-lines producer restriction; products not available to all users or jurisdictions; Chubb Limited safe-harbor language; Internet Portals for Chubb Business. Accessed 2026-09-16.
- Cyber Insurance Coverage & Products. Chubb; Cyber insurance product catalog: Cyber ERM, DigiTech ERM (technology E&O, media and cyber) and Pro ERM (non-licensed professional services); Marketplace quoting for eligible risks under $100 million revenue; first- and third-party coverage summaries. Accessed 2026-09-16.
- Worldwide Ocean Cargo Insurance. Chubb; Coverage Details list: international steamer and air transit, domestic transit, foreign inland transit, warehousing, barge, war/strikes/riots; Who we serve; agent submission FAQ. Accessed 2026-09-23.
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Marine Insurance Broker Policy & Coverage. HUB International; Marine Cargo Insurance section: protects inventory while in transit, covers damage, loss or theft of freight during transportation by land, sea or air; Stock Throughput Insurance section; Marine Liabilities list; target markets including Ocean Cargo and Supply Chain/Logistics; Contact a HUB marine insurance specialist. Accessed 2026-09-23.
Cargo and Transit Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
- Special Documents. International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
