Chubb vs 
Corgi: How Do They Compare for Representations and Warranties Insurance?
Chubb underwrites buyer- and seller-side R&W for unknown breaches and defense costs; Corgi lists similar deal-side protection as specialty coverage, with a 1–14 day quote path outside its instant flow.
Chubb is the insurer itself, writing buyer- and seller-side R&W for large US and Canadian multinationals and explaining how it protects buyers beyond the indemnity cap. Corgi lists R&W as a specialty product quoted in 1 to 14 days, but names no insurer and publishes no limits. 1,4,3
What Are the Key Differences Between Chubb and Corgi Representations and Warranties Insurance?
Insurer for Multinationals vs a Startup Catalog Item
Chubb underwrites R&W itself for either side of an acquisition or merger, through its transactional-risk team for large US and Canadian multinationals and their brokers. Corgi lists R&W as a specialty coverage outside its instant-quote flow, quoted in 1 to 14 days, and doesn't say whether it underwrites or places the risk. Choose Chubb if you're a large multinational with a broker; ask Corgi only if you're a startup already buying from it, and get the insurer's name first. 1 2 3
Detailed Coverage Terms vs a One-Line Description
Chubb spells out what its policy does:
Chubb says the policy protects against financial losses, including defense costs, in excess of a retention, for certain unintentional and unknown breaches of the seller's representations and warranties made in the acquisition or merger agreement. 1Company-reported. R&W Insurance product page opening description and footnote.
Corgi says only that the line protects buyers or sellers against financial loss from breaches in a purchase agreement, without covering retentions, defense costs or which breaches qualify. With Chubb you can judge the terms before quoting; with Corgi you'll need the policy form. 4
Retention Stated vs Nothing Published
Neither publishes limits or premiums. Chubb says coverage sits above a retention and is negotiated deal by deal through a quote request. Corgi's disclaimers name no insurer for this product. 1 4 5
What Should You Confirm in Chubb and Corgi Representations and Warranties Insurance Quotes?
- Ask Chubb whether the quote is buyer- or seller-side and how it sits against the purchase agreement's indemnity cap and survival period. 1
- Ask Corgi who issues the policy and whether 1 to 14 days is the time to a quote or to binding. 5 4
- Ask both for the retention; neither publishes a number. 1 3
- Ask Chubb whether your deal size fits its large-multinational team; neither page states a minimum. 2 3
Chubb vs Corgi Representations and Warranties Insurance Compared
Chubb vs Corgi: Representations and Warranties Insurance: documented features by provider
| Criteria | Chubb Representations and Warranties (R&W) Insurance | Corgi Representations and Warranties Insurance |
|---|---|---|
| Who It’s For | Chubb's R&W product is part of its broader transactional risk suite serving large U.S. and Canadian multinational companies and their brokers; the reviewed pages do not state a minimum deal size for R&W specifically. 2Company-reported. Multinational large-accounts page Specialty Coverage list; R&W page does not itself state deal-size eligibility. | Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. 4,3Company-reported. Catalog description; no deal-size, industry, or state restrictions are published for this line. |
| How to Apply | R&W insurance is placed through Chubb's transactional risk team working with the deal's buyer, seller and their brokers; the product page directs interested businesses to request a quote. 1Company-reported. R&W Insurance product page quote call-to-action. | Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. 4,3Company-reported. Homepage and startup-insurance page policy-card labeling. |
| Coverage Features | Chubb says the policy protects against financial losses, including defense costs, in excess of a retention, for certain unintentional and unknown breaches of the seller's representations and warranties made in the acquisition or merger agreement. 1Company-reported. R&W Insurance product page opening description and footnote. For buyer-side policies, Chubb lists benefits including protection beyond the negotiated indemnity cap and survival limitations, protection against a seller's collectability or solvency risk, and support for distinguishing a bid in a competitive auction by requiring shorter survival periods and lower liability caps from the seller. 1Company-reported. Benefits of a Buyer-Side R&W Insurance Policy section. For seller-side policies, Chubb says the coverage backstops negotiated indemnity obligations, which it calls a key benefit for private equity or venture capital funds at the end of their life cycle, and protects minority or passive sellers concerned about joint and several liability. 1Company-reported. Benefits of a Seller-Side R&W Insurance Policy section. | Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. 4,3Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line. |
| Role in This Line | Chubb underwrites representations and warranties (R&W) insurance directly, available to either buyers or sellers in an acquisition or merger transaction. 1Company-reported. R&W Insurance product page. | Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. 4,3Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s. |
