---
title: "Chubb vs Corgi: Representations and Warranties Insurance"
description: "Chubb is the insurer itself, writing buyer- and seller-side R&W for large US and Canadian multinationals and explaining how it protects buyers beyond the indemnity cap. Corgi lists R&W as a specialty product quoted in 1 to 14 days, but names no insurer and publishes no limits."
canonical: "https://spot.insure/compare/chubb-vs-corgi/representations-warranties"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "chubb-vs-corgi"
provider-a: "chubb"
provider-b: "corgi"
coverage-line: "representations-warranties"
---

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[Human-readable page](https://spot.insure/compare/chubb-vs-corgi/representations-warranties)

## Agent Guide

**What this page is:** Focused comparison of Chubb and Corgi for Representations and Warranties Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Representations and Warranties Insurance questions about Chubb versus Corgi. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Chubb vs Corgi for Representations and Warranties Insurance: how do they differ?
- Which is better for Representations and Warranties Insurance, Chubb or Corgi?
- What does Chubb or Corgi publish about Representations and Warranties Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Representations and Warranties Insurance. Providers: Chubb and Corgi.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Chubb vs Corgi](https://spot.insure/compare/chubb-vs-corgi) — all coverage lines for this pair
- [Representations and Warranties Insurance guide](https://spot.insure/coverage/representations-warranties) — how this coverage works
- [Chubb profile](https://spot.insure/insurance-providers/chubb) — provider profile
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile

# Chubb vs Corgi: How Do They Compare for Representations and Warranties Insurance?

Chubb underwrites buyer- and seller-side R&W for unknown breaches and defense costs; Corgi lists similar deal-side protection as specialty coverage, with a 1–14 day quote path outside its instant flow.

Chubb underwrites buyer- and seller-side R&W itself for large US and Canadian multinationals, while Corgi lists R&W as a specialty product quoted in 1 to 14 days with no named insurer or limit.

## Chubb vs Corgi Representations and Warranties Insurance Summary

Chubb is the insurer itself, writing buyer- and seller-side R&W for large US and Canadian multinationals and explaining how it protects buyers beyond the indemnity cap. Corgi lists R&W as a specialty product quoted in 1 to 14 days, but names no insurer and publishes no limits. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

## What Are the Key Differences Between Chubb and Corgi Representations and Warranties Insurance?

### Insurer for Multinationals vs a Startup Catalog Item

Chubb underwrites R&W itself for either side of an acquisition or merger, through its transactional-risk team for large US and Canadian multinationals and their brokers. Corgi lists R&W as a specialty coverage outside its instant-quote flow, quoted in 1 to 14 days, and doesn't say whether it underwrites or places the risk. Choose Chubb if you're a large multinational with a broker; ask Corgi only if you're a startup already buying from it, and get the insurer's name first. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") [2](https://www.chubb.com/us-en/business-insurance/multinational-for-large-companies.html "Multinational Insurance Coverage and Solutions for Large Accounts") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

### Detailed Coverage Terms vs a One-Line Description

Chubb spells out what its policy does:

Chubb says the policy protects against financial losses, including defense costs, in excess of a retention, for certain unintentional and unknown breaches of the seller's representations and warranties made in the acquisition or merger agreement. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") (Evidence: Company-reported; scope: R&W Insurance product page opening description and footnote..)

Corgi says only that the line protects buyers or sellers against financial loss from breaches in a purchase agreement, without covering retentions, defense costs or which breaches qualify. With Chubb you can judge the terms before quoting; with Corgi you'll need the policy form. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes")

### Retention Stated vs Nothing Published

Neither publishes limits or premiums. Chubb says coverage sits above a retention and is negotiated deal by deal through a quote request. Corgi's disclaimers name no insurer for this product. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [5](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")

## What Should You Confirm in Chubb and Corgi Representations and Warranties Insurance Quotes?

- Ask Chubb whether the quote is buyer- or seller-side and how it sits against the purchase agreement's indemnity cap and survival period. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance")
- Ask Corgi who issues the policy and whether 1 to 14 days is the time to a quote or to binding. [5](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes")
- Ask both for the retention; neither publishes a number. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")
- Ask Chubb whether your deal size fits its large-multinational team; neither page states a minimum. [2](https://www.chubb.com/us-en/business-insurance/multinational-for-large-companies.html "Multinational Insurance Coverage and Solutions for Large Accounts") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

## Chubb vs Corgi Representations and Warranties Insurance Compared

| Criteria | Chubb Representations and Warranties (R&W) Insurance | Corgi Representations and Warranties Insurance |
| --- | --- | --- |
| Who It’s For | Chubb's R&W product is part of its broader transactional risk suite serving large U.S. and Canadian multinational companies and their brokers; the reviewed pages do not state a minimum deal size for R&W specifically. [2](https://www.chubb.com/us-en/business-insurance/multinational-for-large-companies.html "Multinational Insurance Coverage and Solutions for Large Accounts") (Evidence: Company-reported; scope: Multinational large-accounts page Specialty Coverage list; R&W page does not itself state deal-size eligibility..) | Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Catalog description; no deal-size, industry, or state restrictions are published for this line..) |
| How to Apply | R&W insurance is placed through Chubb's transactional risk team working with the deal's buyer, seller and their brokers; the product page directs interested businesses to request a quote. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") (Evidence: Company-reported; scope: R&W Insurance product page quote call-to-action..) | Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling..) |
| Coverage Features | Chubb says the policy protects against financial losses, including defense costs, in excess of a retention, for certain unintentional and unknown breaches of the seller's representations and warranties made in the acquisition or merger agreement. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") (Evidence: Company-reported; scope: R&W Insurance product page opening description and footnote..)<br><br>For buyer-side policies, Chubb lists benefits including protection beyond the negotiated indemnity cap and survival limitations, protection against a seller's collectability or solvency risk, and support for distinguishing a bid in a competitive auction by requiring shorter survival periods and lower liability caps from the seller. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") (Evidence: Company-reported; scope: Benefits of a Buyer-Side R&W Insurance Policy section..)<br><br>For seller-side policies, Chubb says the coverage backstops negotiated indemnity obligations, which it calls a key benefit for private equity or venture capital funds at the end of their life cycle, and protects minority or passive sellers concerned about joint and several liability. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") (Evidence: Company-reported; scope: Benefits of a Seller-Side R&W Insurance Policy section..) | Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line..) |
| Role in This Line | Chubb underwrites representations and warranties (R&W) insurance directly, available to either buyers or sellers in an acquisition or merger transaction. [1](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html "Representations and Warranties (R&W) Insurance") (Evidence: Company-reported; scope: R&W Insurance product page..) | Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s..) |

## About Chubb and Corgi and Representations and Warranties Insurance

- [Chubb company profile](https://spot.insure/insurance-providers/chubb) · [Chubb customer reviews](https://spot.insure/insurance-providers/chubb/reviews)
- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [What Is Representations and Warranties Insurance?](https://spot.insure/coverage/representations-warranties)

## Related Pages for Chubb vs Corgi Representations and Warranties

- [Chubb vs Corgi](https://spot.insure/compare/chubb-vs-corgi): all coverage lines, business roles, service and claims.
- [What Is Representations and Warranties Insurance?](https://spot.insure/coverage/representations-warranties): Representations and warranties insurance can cover loss from inaccurate statements in a business purchase agreement; known issues and purchase-price disputes require separate review.
- [Chubb Representations and Warranties Insurance](https://spot.insure/insurance-providers/chubb/representations-warranties)
- [Corgi Representations and Warranties Insurance](https://spot.insure/insurance-providers/corgi/representations-warranties)

## Sources for Chubb vs Corgi Representations and Warranties Insurance

### Sources About Chubb

1. [Representations and Warranties (R&W) Insurance](https://www.chubb.com/us-en/business-insurance/transactional-risks-representations-warranties-insurance.html). Chubb; R&W Policy Highlights; Benefits of a Buyer-Side R&W Insurance Policy; Benefits of a Seller-Side R&W Insurance Policy. Accessed 2026-09-23.
2. [Multinational Insurance Coverage and Solutions for Large Accounts](https://www.chubb.com/us-en/business-insurance/multinational-for-large-companies.html). Chubb; Specialty Coverage list: Representations & Warranties named among specialty coverages for large US and Canadian multinational companies. Accessed 2026-09-23.

### Sources About Corgi

3. [Startup Insurance | Corgi Insurance](https://www.corgi.insure/startup-insurance). Corgi Insurance; Specialized Coverages section: "1-14 days turnaround R&W (Representations & Warranties Insurance) — Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements.". Accessed 2026-09-23.
4. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Representations and Warranties" card, same coverage description as the startup-insurance page. Accessed 2026-09-23.
5. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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