Chubb vs Coalition: How Do They Compare for Crime Insurance?

Chubb's ForeFront Portfolio, on Chubb Marketplace, targets organizations under 250 employees and $50 million in revenue; Coalition distributes crime only through appointed brokers to private and not-for-profit US organizations with up to 1,000 employees.

Chubb offers digital crime binding to firms under 250 employees and $50 million in revenue; Coalition offers up to $10 million per line to private and nonprofit groups with up to 1,000 employees and $500 million in assets. ^1,³

What Are the Key Differences Between Chubb and Coalition Crime Insurance?

ForeFront Part Versus Executive Risks Suite

Chubb includes crime in ForeFront Portfolio, which supports digital quoting and binding for organizations under its target size. Coalition sells crime in Executive Risks only through appointed brokers and advertises limits up to $10 million. Choose Chubb if digital buying and its smaller-company target fit; choose Coalition if you need a larger stated limit and can access its broker channel. ¹ ² ³

Size Bands

On Chubb Marketplace, ForeFront’s target appetite is organizations with fewer than 250 employees and less than $50 million in revenue. Coalition says Executive Risks products, including crime, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. ² ³

Paper and Published Limits

Chubb’s crime sheet states insurance is provided by ACE American Insurance Company and U.S.-based Chubb underwriting affiliates. Coalition’s disclaimer names Zurich American Insurance Company as the admitted carrier for Executive Risks and says Coalition Insurance Solutions, Inc. also places Executive Risks with unaffiliated non-admitted insurers. Coalition says limits up to $10 million per coverage line may be available. Chubb’s sheet illustrates claim scenarios from over $100,000 to over $1 million but does not publish specific policy limits. ¹ ⁴ ³

Crime Agreements and Covered Events

Chubb lists social-engineering fraud, employee theft including temporary and contracted workers, client theft of a client’s money or property by an employee, and funds-transfer fraud unreimbursed by the insured’s bank. Coalition says crime responds to theft, fraud and certain cybercrimes, subject to exclusions and limitations. ¹ ² ³

What Should You Confirm in Chubb and Coalition Crime Insurance Quotes?

Ask Coalition whether the placement is admitted Zurich paper or non-admitted, and whether the crime limit is the $10 million maximum. ⁴ ³
Ask Chubb for crime limits and retentions; the sheet does not publish them. ¹
Confirm whether temporary and contracted workers are included on the Chubb employee-theft agreement. ¹

Chubb vs Coalition Crime Insurance Compared

Chubb vs Coalition: Crime Insurance: documented features by provider

Criteria	Chubb ForeFront Portfolio Crime Insurance	Coalition Executive Risks — Crime Insurance
Who It’s For	On Chubb Marketplace, the ForeFront Portfolio's target underwriting appetite is organizations with fewer than 250 employees and less than $50 million in revenue. ¹Company-reported. Online Ease section; applies to Marketplace-quoted ForeFront business generally, not exclusively Crime coverage.	Coalition says Executive Risks products, including crime, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. ³Company-reported. Executive Risks FAQ as read on 2026-09-23.
How to Apply	The ForeFront Portfolio, including Crime coverage, is available on Chubb Marketplace, Chubb's platform for quoting, binding and issuing business digitally. ^1,²Company-reported. Online Ease section; agents and brokers use Marketplace to place the policy.	Coalition distributes Executive Risks, including crime, only through appointed insurance brokers rather than direct to buyers. ³Company-reported. Executive Risks product page as read on 2026-09-23.
Coverage Features	Chubb lists social engineering fraud, employee theft (including temporary and contracted workers), client theft of a client's money or property by an employee, and funds transfer fraud for losses from fraudulent electronic transfers unreimbursed by the insured's bank. ¹Company-reported. Crime Risks: Real & Rising list; illustrated with claim scenarios, not policy wording.	Coalition says its crime coverage responds to losses from criminal activities including theft, fraud, and certain cybercrimes, flagged on the page as subject to exclusions and limitations. ³Company-reported. Executive Risks product page as read on 2026-09-23; the issued policy controls which cybercrime scenarios are actually covered.
Role in This Line	Chubb underwrites Crime Insurance as one of seven coverage parts within its ForeFront Portfolio for private companies, not-for-profit and healthcare organizations, insuring against theft and embezzlement by trusted employees and outsiders. ¹Company-reported. ForeFront Portfolio Crime Insurance product sheet.	Coalition designs and distributes crime insurance as one of four coverages in its Executive Risks product suite, sold through appointed brokers. ³Company-reported. Executive Risks product page as read on 2026-09-23.
Issuing Insurer	Chubb's Crime Insurance product sheet states that insurance is provided by ACE American Insurance Company and its U.S.-based Chubb underwriting company affiliates. ¹Company-reported. Product sheet insurer-disclosure footer; product and jurisdiction can still change which Chubb affiliate issues a given policy.	Coalition's disclaimer names Zurich American Insurance Company (NAIC 16535) as the admitted carrier for Executive Risks, and says Coalition Insurance Solutions, Inc. also places Executive Risks with unaffiliated insurers on a non-admitted basis, so the carrier for a specific crime policy depends on the placement route. ⁴Company-reported. U.S. Disclaimers page as read on 2026-09-23.