CFC vs Risklytics: How Do They Compare for Cyber Insurance?

CFC publishes a $25 million Corporate line size and says its claims acceptance rate was 99.4%; Risklytics places cyber for robotics and AI firms and notes contracts ask for $1 million or more.

Risklytics places Cyber Liability with specialist insurers willing to write robotics, autonomy and AI risk, and cites a typical enterprise-contract ask of $1 million or more. CFC includes in-house 24/7 incident response on every cyber policy and publishes a $25 million maximum line on Corporate cyber. ^6,^7,^2,³

What Are the Key Differences Between CFC and Risklytics Cyber Insurance?

Robotics Specialist Markets Versus In-House CFC Response

Risklytics is a licensed producer that places Cyber Liability with outside carriers, including specialists willing to write robotics, autonomy and AI risk, and says there is no broker fee on top of the premium. CFC sells Cyber Proactive Response as a named product for $0 to $250 million in revenue and includes CFC Response 24/7 on every cyber policy, without describing robotics or autonomy markets. Choose Risklytics if you need a producer who will take robotics or AI risk to specialist markets; choose CFC if you want in-house response on a named product. ⁷ ⁸ ¹ ²

Typical $1 Million Contract Ask Versus a $25 Million Corporate Line

Risklytics lists a typical ask of $1 million or more in enterprise contracts and says companies usually need the coverage the first time they hold customer data in production. CFC publishes a $25 million maximum line for Corporate cyber at $250 million in revenue and above, and does not state a dollar ceiling for Proactive Response. ⁶ ¹

Online Application With a Producer Versus a One-Page Control Form

You start Risklytics Cyber Liability through its online application, and a licensed producer stays on the file until the program binds. CFC's US application is a one-page MFA and backup form. ⁸ ⁴

What Should You Confirm in CFC and Risklytics Cyber Insurance Quotes?

Ask Risklytics which specialist carrier would issue the policy. ⁷
Ask CFC which insurer sits behind the US policy. ⁴
If a customer contract requires $1 million or more, confirm both quotes meet it. ⁶ ¹
Ask Risklytics whether prompt-injection wording is actually on the form. ⁶

CFC vs Risklytics Cyber Insurance Compared

CFC vs Risklytics: Cyber Insurance: documented features by provider

Criteria	CFC Cyber Proactive Response	Risklytics Cyber Liability Insurance
Limits and Retentions	For larger businesses, CFC's Corporate cyber product (for revenues of $250 million or more) has a published maximum line size of $25 million; the Cyber Proactive Response and Cyber (admitted) pages for smaller businesses do not publish a maximum dollar limit. ¹Company-reported. Cyber product page Corporate cyber Key features; limit for any individual policy appears on its declarations.	Risklytics lists a typical ask of $1 million or more in enterprise contracts for this line. ⁶Company-reported. Lines page; actual limits are set on the bound policy.
Who It’s For	CFC segments cyber eligibility by revenue: Cyber Proactive Response and Cyber (admitted) are positioned for businesses with revenues from $0 to $250 million, while Corporate cyber is for businesses at $250 million and above. ¹Company-reported. Cyber product page product summaries; actual eligibility for a given applicant depends on underwriting.	Risklytics says companies typically need this coverage the first time they hold customer data in production, and that enterprise and government contracts require it once a vendor touches their data. ⁶Company-reported. Lines page.
How to Apply	The US Cyber Proactive Response application is a one-page form asking whether multi-factor authentication is enforced for remote network access and email, whether backups are offline or MFA-secured, and whether the business had a cyber incident in the last three years. ⁴Company-reported. Cyber Proactive Response application form sections on cyber security controls and previous cyber incidents.	You start Risklytics Cyber Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^8,⁷Company-reported. Pricing page describes the general application and fee process, not a line-specific form.
Coverage Features	Cyber Proactive Response includes crime cover, a 12-month indemnity period for business interruption, and data recreation cover, with unlimited claim reinstatements available at either no deductible or a single deductible at most. ¹Company-reported. Cyber product page Key features list for Cyber Proactive Response.	Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. ⁶Company-reported. Lines page; the issued policy and declarations control actual coverage.
Role in This Line	CFC's flagship cyber product, Cyber Proactive Response, targets businesses with revenues from $0 to $250 million and pairs the policy with built-in security monitoring, incident response and claims handling rather than selling those as add-ons. ¹Company-reported. Cyber insurance product page's Cyber Proactive Response summary; CFC separately sells Cyber (admitted), Corporate cyber for businesses at $250 million and up, and a Cyber excess policy.	Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Cyber Liability Insurance with outside carriers; it says it does not underwrite policies itself. ⁷Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.
Risk Services	Every CFC cyber policyholder gets CFC Response, described as an in-house incident-response service available 24/7, plus a free mobile app offering dark web monitoring, phishing simulations and external network deep scanning. ^2,³Company-reported. Response page and cyber brochure; CFC characterizes its incident response team as one of the largest in-house teams in the industry, a claim not independently verified here.	Risklytics calls cyber the easiest line for its clients to get with reasonable security basics in place, and says whether a prompt-injection attack or a model leaking data is covered depends on policy wording it reads before binding. ⁶Company-reported. Lines page.