CFC vs HUB International: How Do They Compare for General Liability Insurance?

HUB International is a broker that places the policy with an insurer, and it says how much a business needs varies with its type and location. CFC's GL sits inside one property and casualty policy with a casualty limit of up to $6 million.

CFC's reviewed pages describe general liability as part of one Property & Casualty policy alongside commercial property; they do not describe a standalone general liability product. HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf. ^4,²

What Are the Key Differences Between CFC and HUB International General Liability Insurance?

How Each Describes Its Role

On this line, CFC's reviewed pages describe general liability as part of one Property & Casualty policy alongside commercial property; they do not describe a standalone general liability product. ¹ HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf.

HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury such as slander or false advertising claims. ⁴Company-reported. Product-page description of typical coverage scenarios; the issued policy and its exclusions control what a specific claim triggers.

Coverage Each Page Names

CFC's general liability portion covers products and completed operations, pollution, tenants' legal liability, non-owned and hired auto costs, employee benefits liability and medical expenses. ¹ HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury. ⁴

Limits and Retentions

CFC's brochure lists a casualty limit of up to $6,000,000 for this policy; the property limit is published separately for the commercial-property side of the same product. ¹ HUB Published per-occurrence or aggregate limits, deductibles or retentions for HUB-placed general liability policies were not found on the product page. ⁴

What Should You Confirm in CFC and HUB International General Liability Insurance Quotes?

Ask CFC which insurer would issue this general liability quote if the record does not name one. ¹
Ask HUB which insurer would issue its general liability quote. ⁴
Compare CFC and HUB limits, deductibles and any bundle with other lines before you bind. ¹ ⁴

CFC vs HUB International General Liability Insurance Compared

CFC vs HUB International: General Liability Insurance: documented features by provider

Criteria	CFC Property & Casualty	HUB International General Liability Insurance Brokerage
Coverage Features	The general liability portion covers products and completed operations, pollution, tenants' legal liability, non-owned and hired auto costs, employee benefits liability and medical expenses. ²Company-reported. Brochure's "General liability" section; exact wording and exclusions are set by the policy as issued. CFC says the policy covers legal costs and compensation for bodily injury or property damage claims from third parties, plus personal and advertising liability such as defamatory content, privacy violations and advertising copyright infringement. ²Company-reported. Brochure's "Bodily injury and property damage liability" and "Personal and advertising liability" sections.	HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury such as slander or false advertising claims. ⁴Company-reported. Product-page description of typical coverage scenarios; the issued policy and its exclusions control what a specific claim triggers.
Role in This Line	CFC's reviewed pages describe general liability as part of one Property & Casualty policy alongside commercial property; they do not describe a standalone general liability product. ^1,²Company-reported. Property & casualty product page and its product brochure; the page describes property and general liability as a single policy, not separate offerings.	HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf. ⁴Company-reported. General liability product page as read on 2026-09-23; the page does not name an issuing insurer.

Criteria

CFC Property & Casualty

HUB International General Liability Insurance Brokerage

Coverage Features

The general liability portion covers products and completed operations, pollution, tenants' legal liability, non-owned and hired auto costs, employee benefits liability and medical expenses. ²Company-reported. Brochure's "General liability" section; exact wording and exclusions are set by the policy as issued.

CFC says the policy covers legal costs and compensation for bodily injury or property damage claims from third parties, plus personal and advertising liability such as defamatory content, privacy violations and advertising copyright infringement. ²Company-reported. Brochure's "Bodily injury and property damage liability" and "Personal and advertising liability" sections.

Role in This Line

CFC's reviewed pages describe general liability as part of one Property & Casualty policy alongside commercial property; they do not describe a standalone general liability product. ^1,²Company-reported. Property & casualty product page and its product brochure; the page describes property and general liability as a single policy, not separate offerings.

HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf. ⁴Company-reported. General liability product page as read on 2026-09-23; the page does not name an issuing insurer.