CFC vs Coverdash Management Liability Insurance

CFC sells directors and officers, employment practices, fiduciary and crime coverage together in one US Management Liability package rather than as separate standalone products. CFC separately sells Side A DIC, an excess product for directors and officers only. ^5,6Company-reported. CFC's US management-liability product page and January 2026 brochure; package composition as CFC describes it, not an issued policy.

Coverdash arranges management liability coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^10,11Company-reported. General brokerage terms applied to the management liability page; not specific to any one carrier or state.

CFC's regulatory page discloses that CFC Underwriting Limited is FCA-authorized and that CFC's Lloyd's Syndicate 1988 is managed by Asta Managing Agency Ltd, but the reviewed management-liability pages do not name the specific carrier or syndicate that would issue a given US package. ^4,6Not publicly disclosed. Regulatory information page and management-liability brochure as read on 2026-09-23; the insurer identified on an actual quote or declarations page controls.

The management liability page does not name the insurer that issues the policy. ¹¹Not publicly disclosed. Reviewed management liability page as of 2026-09-23; the page describes coverage without naming a specific carrier.

CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for this package, and lists industries it favors, including manufacturing and distribution, technology, professional services, architects and engineers, and non-profits. ⁶Company-reported. Brochure's 'What we like' and 'What we decline' lists; underwriting still applies to any individual business, and the list is not exhaustive.

Coverdash says management liability is often required rather than just recommended for any company that has raised money or has a board, and markets it from seed stage through growth stage. ¹¹Company-reported. Product-page eligibility description; actual acceptance and required modules depend on underwriting and the specific funding or governance situation.

CFC describes the package as covering directors and officers liability, employment practices liability, fiduciary liability, crime, executive cyber, kidnap and ransom, and executive reputation protection, plus court attendance costs. ^5,6Company-reported. Brochure's opening description and 'What else is in the policy?' list; the actual policy wording and any endorsements control what a given buyer receives.

Coverdash structures management liability with directors and officers (D&O) coverage as the core protection for leaders personally sued over a business decision, with options to add employment practices, fiduciary liability and crime/fraud coverage. ¹¹Company-reported. Product-page coverage cards; the issued policy and declarations control which modules are actually included and their wording, limits and exclusions.

Coverdash's coverage hub lists this bundled management liability product separately from a standalone Directors & Officers product, a standalone D&O Side A product, and a D&O plus employment-practices bundle, so buyers have several D&O-related structures to choose among. ¹²Company-reported. Coverage hub category structure; does not establish which structure a given underwriter would actually issue for a specific company.

The reviewed product page and brochure do not publish per-occurrence or aggregate limits, retentions or premium ranges for the package. The reviewed pages checked did not disclose these figures. ⁶Not publicly disclosed. Product page and brochure as read on 2026-09-23; limits and deductibles appear on the quote and declarations.

The management liability page does not publish specific limit, retention or deductible amounts for any of its four coverage modules. ¹¹Not publicly disclosed. Reviewed management liability page as of 2026-09-23; figures are quote-specific and not shown on the public product page.

CFC's brochure says the executive reputation protection component includes access to its reputation-management specialists, and its claims page describes a claims team organized by industry and specialization rather than by insurance line. ^6,7Company-reported. Brochure and claims page descriptions of CFC's own services; not an independent measure of service quality.

Not described in the reviewed sources.

The reviewed management-liability page and brochure do not describe an online quote or self-service application; they point prospective buyers to CFC's named US Management Liability Team. ⁵Not found in reviewed sources. Product page and brochure as read on 2026-09-23; a broker may have access to a separate application form not reviewed here.

Coverdash describes a fully digital quote-to-purchase process for management liability, with the option to add other coverages alongside it. ¹¹Company-reported. Product-page company information and cross-sell section.

CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. Margaret Murphy is named as Global Head of Claims. ⁷Company-reported. Claims page as read on 2026-09-23; notification channels and role descriptions, not claims-payment outcomes or timing.

Not described in the reviewed sources.