Berkshire Hathaway Specialty Insurance vs Vouch: How Do They Compare for Tech E&O Insurance?

Vouch serves technology firms across AI, SaaS, fintech, hardware and crypto from first contract through IPO; Berkshire Hathaway Specialty Insurance names target classes and marks some services selective. ^5,¹¹

What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. ^1,^2,^3,⁴

Read the Berkshire Hathaway Specialty Insurance profile

Read the Berkshire Hathaway Specialty Insurance Tech E&O Insurance page

What Is Vouch Insurance?

Vouch suits startups and growing companies that want an online application, advisor-led carrier comparisons and contract-requirement reviews; buyers seeking direct insurer purchase or instant quotes should compare digital carriers. ^7,^8,^9,¹⁰

Read the Vouch profile

Read the Vouch Tech E&O Insurance page

What Is Technology Errors and Omissions (E&O) Insurance?

Technology errors and omissions coverage can help pay when a customer claims your software, hosting, installation or technology advice caused financial loss. If you provide tech products or services, check each activity; cyber incidents and unrelated professional work need separate review. ^13,^14,^15,^16,^17,^18,¹⁹

Read the full coverage guide

Key Differences in Tech E&O Insurance

Company Stage and Service Classes

Vouch says it works with technology firms from the first customer contract through IPO and lists AI, SaaS, fintech, e-commerce, hardware and crypto. Berkshire Hathaway Specialty Insurance identifies software development, systems integration, IT staffing and training as target classes, while consulting, telecom consulting and MSPs are selective. A startup should map its actual services and stage to each description; sector labels do not confirm acceptance or identical terms. ¹¹ ⁵

Coverage and Quote Details

Vouch describes coverage for service failures, missed deadlines, contract or warranty claims and some third-party data-breach liability, but does not publish limits or name an insurer. Berkshire Hathaway Specialty Insurance’s overview also leaves limits to underwriting while describing an in-house professional claims group. Ask Vouch for the carrier, limit and exclusions and Berkshire Hathaway Specialty Insurance for capacity and appetite before comparing the policy forms. ¹² ⁵

What to Confirm in Tech E&O Insurance Quotes

Which insurer, limit and exclusions apply to Vouch’s proposal, including its treatment of third-party data claims? ¹²
What capacity and claims contact will Berkshire Hathaway Specialty Insurance provide for your specific technology-service class? ⁵

Berkshire Hathaway Specialty Insurance and Vouch Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance Review Score

-/ 10

Review Score

No reviews found

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.^[5]^[7]

Read Berkshire Hathaway Specialty Insurance reviews

Vouch Review Score

6.6/ 10

Review Score

1 rated source

Vouch’s four Trustpilot reviews are too few to establish consistent service quality. Ask for references and clarify support after placement.^[1]^[4]^[6]

Read Vouch reviews

Berkshire Hathaway Specialty Insurance vs Vouch Tech E&O Compared

Berkshire Hathaway Specialty Insurance vs Vouch: Tech E&O Insurance: documented features by provider

Criteria	Professional First Technology E&O	Vouch Technology Errors & Omissions Insurance
Role in This Line	Confirm in your quote.	Vouch is a broker, not an insurer, for tech E&O. It lists Tech Errors & Omissions among the core coverages it places for technology clients. ¹¹Company-reported. Vouch's Technology practice page.
Issuing Insurer	Confirm in your quote.	Neither the Technology page nor the tech E&O blog post names the insurer that underwrites Vouch's tech E&O placements. ^11,¹²Not publicly disclosed. Pages checked on 2026-09-23.
Who It’s For	The Professional First overview identifies IT training, IT staffing, internet service providers, software design and development, and system integration as Technology Services E&O target customers. ⁵Company-reported. Target classes in the U.S. overview dated 2026-06-03-A; does not make technology consulting, telecommunications consulting or managed-service-provider risks ordinary targets. The same overview separates technology consulting, telecommunications consulting services and managed service providers as select customers. ⁵Company-reported. U.S. selection qualification applies; no general eligibility inference.	Vouch markets tech E&O to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it works with clients from their first customer contract through IPO. ¹¹Company-reported. Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant.
Coverage Features	BHSI’s U.S. Professional First overview names Technology E&O as a distinct product offering. ⁵Company-reported. Named U.S. product in dated overview; terms, form and current transaction availability are not provided by the catalogue listing.	Vouch's educational article says tech E&O covers claims arising from service errors or failures, professional negligence, missed deliverables or deadlines, breach of contract or warranty, accidental intellectual-property infringement, and third-party data-breach liability tied to a vulnerability in the company's product, plus legal defense, settlements and judgments. It excludes bodily injury or property damage (covered by general liability), intentional wrongdoing, criminal acts, employment claims and cyber incidents affecting the policyholder's own systems. ¹²Company-reported. Blog article dated October 20, 2025, describing tech E&O generally; the buyer's actual policy form and exclusions govern any specific placement.
Limits and Retentions	Confirm in your quote.	Neither page publishes tech E&O policy limits or retentions; the blog says the amount of coverage a company chooses affects the cost of the policy without naming a range. ¹²Not publicly disclosed. Pages checked on 2026-09-23.
Risk Services	The Professional First overview describes an in-house claims group integrated with underwriting and streamlined claim reporting for its professional-line portfolio. ⁵Company-reported. Portfolio-level company-reported service, not technology-specific outcomes or an individual-policy claim promise.	Confirm in your quote.
How to Apply	Confirm in your quote.	Vouch's site routes prospective buyers to its online "Get Started" application flow rather than a phone-only or paper process. ¹¹Company-reported. Vouch Technology page navigation.

Related Pages for Berkshire Hathaway Specialty Insurance vs Vouch

Tech E&O Pages for Berkshire Hathaway Specialty Insurance and Vouch

Other Coverage Lines Compared for Berkshire Hathaway Specialty Insurance vs Vouch

Other Tech E&O Insurance Provider Comparisons

Sources for Berkshire Hathaway Specialty Insurance vs Vouch

Sources About Berkshire Hathaway Specialty Insurance

At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. Accessed 2026-09-28.
Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. Accessed 2026-09-28.

Sources About Vouch

Vouch Homepage. Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
Start a Vouch Application. Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
Carrier Options in One Place. Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
Contract Requirement Review. Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
Insurance for Technology Companies. Vouch; Core coverages for Technology: Tech Errors & Omissions...; Blog: What Does Tech Errors & Omissions Insurance Cover? "Technology Errors & Omissions Insurance protects companies from client claims over software bugs, system failures, or service mistakes.". Accessed 2026-09-23.
What Does Tech Errors & Omissions Insurance Cover? Vouch; October 20, 2025; What Tech E&O Insurance Covers: Service Errors or Failures, Professional Negligence, Missed Deliverables or Deadlines, Breach of Contract or Warranty, Accidental Intellectual Property Infringement, Third-Party Data Breach Liability, Employee Errors or Misrepresentation, Legal Defense, Settlements, and Judgments; What Tech E&O Insurance Doesn't Cover; How Tech E&O and Cyber Coverage Work Together. Accessed 2026-09-23.

Sources for the Tech E&O Insurance Guide

Glossary of Insurance Terms. National Association of Insurance Commissioners; Professional Errors and Omissions Liability; Errors and Omissions Liability | Professional Liability other than Medical. Accessed 2026-09-16.
Insurance and Bonding Guidelines. Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16.
Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide). New York State Office of General Services; §4 Technology Errors and Omissions, printed p.6 / PDF p.6; claims-made tail note. Accessed 2026-09-16.
Technology Errors and Omissions Insurance. The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16.
DigiTech Enterprise Risk Management. Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16.
Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application. ACE American Insurance Company / Chubb; Claims-made notice p.1; §2 Nature of Operations product/service schedule pp.2–3; §7 Technology E&O pp.4–5; §9–10 current and desired coverage pp.5–6. Accessed 2026-09-16.
Cyber Risk for Technology Companies. Travelers; CyberRisk Tech coverage includes… technology errors and omissions; businesses can choose cyber protection, E&O protection or both; E&O coverage helps address… errors, omissions or negligent acts in the performance of its services. Accessed 2026-09-16.