Berkshire Hathaway Specialty Insurance vs Vouch: How Do They Compare for Professional Liability (E&O) Insurance?

Berkshire Hathaway Specialty Insurance names professional target classes; Vouch lists E&O segments and says Corix-branded E&O is issued by State National or United Specialty, which does not identify the insurer for every Vouch placement. ^6,^12,¹⁴

What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. ^1,^2,^3,⁴

Read the Berkshire Hathaway Specialty Insurance profile

Read the Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance page

What Is Vouch Insurance?

Vouch suits startups and growing companies that want an online application, advisor-led carrier comparisons and contract-requirement reviews; buyers seeking direct insurer purchase or instant quotes should compare digital carriers. ^8,^9,^10,¹¹

Read the Vouch profile

Read the Vouch Professional Liability (E&O) Insurance page

What Is Professional Errors and Omissions (E&O) Insurance?

Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. ^15,^16,^17,¹⁸

Read the full coverage guide

Key Differences in Professional Liability (E&O) Insurance

Which professional classes are described

Berkshire Hathaway Specialty Insurance names staffing firms, management consultants, marketing and real-estate firms for Miscellaneous Professional Liability, with law-firm size bands listed separately. Vouch markets E&O to accounting and finance, architecture and engineering, IT consulting, management consulting, and marketing and creative agencies. Those lists overlap for consultants and marketing firms but do not establish identical appetite; confirm the actual services and policy form on either submission. ⁶ ¹²

Broker placement and issuer identification

Vouch is a broker, and its named Corix E&O products disclose State National Insurance Company or United Specialty Insurance Company as possible issuers; that does not identify the insurer for every Vouch placement. BHSI’s Professional First materials describe its own product portfolio, but the specific issuing entity still belongs on the policy documents. ¹² ¹⁴ ⁶

What to Confirm in Professional Liability (E&O) Insurance Quotes

Ask Vouch whether the offer is Corix and which of the disclosed insurers will issue it. ¹⁴
Ask BHSI which form applies to your occupation and services. ⁷
Compare covered professional services, defense costs, limits and exclusions in the actual policy. ¹³

Berkshire Hathaway Specialty Insurance and Vouch Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance Review Score

-/ 10

Review Score

No reviews found

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.^[5]^[7]

Read Berkshire Hathaway Specialty Insurance reviews

Vouch Review Score

6.6/ 10

Review Score

1 rated source

Vouch’s four Trustpilot reviews are too few to establish consistent service quality. Ask for references and clarify support after placement.^[1]^[4]^[6]

Read Vouch reviews

Berkshire Hathaway Specialty Insurance vs Vouch Professional Liability (E&O) Compared

Berkshire Hathaway Specialty Insurance vs Vouch: Professional Liability (E&O) Insurance: documented features by provider

Criteria	Professional First Professional Liability portfolio	Vouch Errors & Omissions Insurance
Role in This Line	Confirm in your quote.	Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. ^12,¹³Company-reported. Vouch's Professional Services page and Corix's cyber/E&O product page.
Issuing Insurer	Confirm in your quote.	Corix's disclosures say its proprietary products, including its E&O line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded E&O products specifically, not for every Vouch professional-liability placement. ¹⁴Company-reported. Corix disclosures page.
Who It’s For	The overview names staffing firms, management consultants, marketing firms and real-estate firms as targeted customers for Miscellaneous Professional Liability; it separately lists law-firm size bands for Lawyers Professional Liability. ⁶Company-reported. U.S. Professional First target statements; class-specific eligibility only.	Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. ¹²Company-reported. Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant.
Coverage Features	BHSI’s U.S. Professional First overview identifies Lawyers Professional Liability and Miscellaneous Professional Liability alongside Technology E&O and Media Liability. ^6,⁵Company-reported. Portfolio catalogue statement; the specific legal/professional class and form must be selected rather than treating the offerings as one policy. For architects, engineers and consultants, BHSI describes a professional-liability form that also addresses pollution, media, technology and cyber/network-security exposures. ⁷Company-reported. This is a specialized design-industry combined form, not generic E&O wording or proof that all risks receive each component.	Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. ¹³Company-reported. Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy.
Limits and Retentions	Confirm in your quote.	Neither the Vouch nor Corix pages publish E&O policy limits or retentions. ^12,¹³Not publicly disclosed. Pages checked on 2026-09-23.
Risk Services	The Professional First overview describes its in-house claims handling group as experienced in complex, high-value claims and integrated with underwriting. ⁶Company-reported. Company-reported portfolio-level claim-service description, not independently measured claims performance.	Confirm in your quote.
How to Apply	Confirm in your quote.	Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. ^13,¹²Company-reported. Corix product page and Vouch site navigation.

Related Pages for Berkshire Hathaway Specialty Insurance vs Vouch

Professional Liability (E&O) Pages for Berkshire Hathaway Specialty Insurance and Vouch

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Sources for Berkshire Hathaway Specialty Insurance vs Vouch

Sources About Berkshire Hathaway Specialty Insurance

At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
Professional First Professional Liability. Berkshire Hathaway Specialty Insurance; U.S. Professional Liability landing page links Professional Liability / Network Security & Privacy, stand-alone Network Security & Privacy, and Architects, Engineers and Consultants PL, lines 6–15; footer copyright © 2026. Accessed 2026-09-28.
Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. Accessed 2026-09-28.
Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. Accessed 2026-09-28.

Sources About Vouch

Vouch Homepage. Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
Start a Vouch Application. Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
Carrier Options in One Place. Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
Contract Requirement Review. Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
Insurance for Professional Services Firms. Vouch; Expertise across professional services: Accounting & Finance, Architecture/Engineering/Construction, IT Consulting, Management Consulting, Marketing & Creative Agencies; Core coverages for Professional Services: Errors & Omissions, General Liability, Cyber Liability, Employment Practices Liability, Workers' Compensation. Accessed 2026-09-23.
Cyber and Errors & Omissions. Corix Insurance; Errors & Omissions insurance provided by Corix helps protect businesses for claims of negligence, mistakes, or inadequate work that causes a financial loss to clients, in the provision of professional services. It includes legal defense costs and damages awarded, even when the claim is groundless. Accessed 2026-09-23.
Legal Disclosures. Corix Insurance; Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537). Accessed 2026-09-23.

Sources for the Professional Liability (E&O) Insurance Guide

FAQ: Professional liability insurance. Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
Professional liability insurance. Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
Get business insurance. U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
Professional Liability – US Direct Errors and Omissions Insurance. Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.