Beazley vs Relm Insurance: How Do They Compare for Professional Liability (E&O) Insurance?

Space, digital asset, AI and biotech companies, plus niche fields such as robotics consulting, are what Relm Insurance targets. Beazley addresses small businesses through a MediaTech form with technology E&O, media and cyber together.

Relm offers a named Accountants E&O product; Beazley’s MediaTech definition excludes accountants from its professional-services coverage. ^4,³

What Are the Key Differences Between Beazley and Relm Insurance Professional Liability (E&O) Insurance?

If You Run an Accounting Firm

Relm lists a dedicated Accountants Errors and Omissions product alongside general E&O, Consultants E&O and other specialty products. Beazley’s sample MediaTech form excludes accountants from its Professional Services definition:

The sample form's definition of Professional Services excludes services performed as an accountant, architect, surveyor, health care provider, lawyer, insurance or real estate agent or broker, or civil or structural engineer, so those licensed professions are not covered by this professional E&O trigger. ³Company-reported. Sample policy form F00731, 022019 edition, Professional Services definition; a business in one of these excluded professions would need different coverage even if it buys MediaTech.

Relm offers a more direct product starting point for accounting practices; confirm the accountancy activities its form accepts. ⁴

Emerging Sectors and Bundled Coverage

Relm describes products for sectors such as space, digital assets, AI and biotech. Beazley’s MediaTech bundles professional E&O with technology, media and cyber for small businesses, subject to its profession definition. Choose based on whether you need a sector-specific Relm form or the particular coverages packaged by Beazley. ⁴ ¹

Confirm the Issuer and Limit

Relm’s reviewed page does not name an insurer for its E&O products. Beazley’s application names an insurer, and the declarations confirm who issues your policy. Beazley’s E&O limit may also share the aggregate with media and cyber. ⁴ ² ³

What Should You Confirm in Beazley and Relm Insurance Professional Liability (E&O) Insurance Quotes?

Ask Relm which named product fits your profession and which carrier would issue it. ⁴
Confirm your services are not excluded under Beazley’s MediaTech form. ³
Request actual limits, retentions and premium from both. ⁴ ³
Ask Beazley if E&O has a separate limit or shares MediaTech’s aggregate. ³

Beazley vs Relm Insurance Professional Liability (E&O) Compared

Beazley vs Relm Insurance: Professional Liability (E&O) Insurance: documented features by provider

Criteria	Beazley MediaTech for Small Businesses	Relm Errors and Omissions Insurance
Coverage Features	The sample MediaTech form covers a Tech & Professional Services Wrongful Act: a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Professional Services, defined as services performed for others for a fee. ³Company-reported. Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control. The sample form's definition of Professional Services excludes services performed as an accountant, architect, surveyor, health care provider, lawyer, insurance or real estate agent or broker, or civil or structural engineer, so those licensed professions are not covered by this professional E&O trigger. ³Company-reported. Sample policy form F00731, 022019 edition, Professional Services definition; a business in one of these excluded professions would need different coverage even if it buys MediaTech.	Relm says its general E&O line covers claims of professional negligence, mistakes or faulty recommendations, and failure to deliver on agreed services, while Consultants E&O specifically defends against allegations of negligence, poor advice or failure to deliver adequate services. ⁴Company-reported. Professional Lines page general description; the issued policy and declarations control. Relm describes a distinct Accountants Errors and Omissions product covering misconduct accusations, financial misstatements, miscalculations, late filings, and in some cases breach of contract, including legal defense costs, settlements and damages. ⁴Company-reported. Professional Lines page 'Accountants Errors and Omissions' section; a related but separate product from Relm's general E&O line.
Role in This Line	Beazley sells professional errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, media liability and cyber coverage. It is not sold as a standalone professional-liability policy for this segment. ¹Company-reported. US small-business MediaTech product page; does not address any larger-account professional liability program Beazley may write separately.	Relm groups a family of professional liability products under Professional Lines and Errors and Omissions, distinguishing a general E&O line from specialized versions for accountants, consultants, financial institutions, lawyers, lenders, media, trust/fund administrators and other niches. ⁴Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement. This record covers the general 'Errors and Omissions' and 'Consultants' and 'Miscellaneous' entries; Relm's media and lawyers E&O sub-products are addressed in separate offering records where scoped.

Criteria

Beazley MediaTech for Small Businesses

Relm Errors and Omissions Insurance

Coverage Features

The sample MediaTech form covers a Tech & Professional Services Wrongful Act: a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Professional Services, defined as services performed for others for a fee. ³Company-reported. Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control.

Relm says its general E&O line covers claims of professional negligence, mistakes or faulty recommendations, and failure to deliver on agreed services, while Consultants E&O specifically defends against allegations of negligence, poor advice or failure to deliver adequate services. ⁴Company-reported. Professional Lines page general description; the issued policy and declarations control.

Relm describes a distinct Accountants Errors and Omissions product covering misconduct accusations, financial misstatements, miscalculations, late filings, and in some cases breach of contract, including legal defense costs, settlements and damages. ⁴Company-reported. Professional Lines page 'Accountants Errors and Omissions' section; a related but separate product from Relm's general E&O line.

Role in This Line

Beazley sells professional errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, media liability and cyber coverage. It is not sold as a standalone professional-liability policy for this segment. ¹Company-reported. US small-business MediaTech product page; does not address any larger-account professional liability program Beazley may write separately.

Relm groups a family of professional liability products under Professional Lines and Errors and Omissions, distinguishing a general E&O line from specialized versions for accountants, consultants, financial institutions, lawyers, lenders, media, trust/fund administrators and other niches. ⁴Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement. This record covers the general 'Errors and Omissions' and 'Consultants' and 'Miscellaneous' entries; Relm's media and lawyers E&O sub-products are addressed in separate offering records where scoped.