Beazley vs Relm Insurance Media Liability Insurance

Beazley sells media liability coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, professional E&O and cyber coverage. It is not sold as a standalone media liability policy for this segment. ¹Company-reported. US small-business MediaTech product page; does not address any larger-account media liability program Beazley may write separately.

Relm lists Media Errors and Omissions as one of its named professional-lines products, distinct from its general E&O and other specialized E&O offerings. ⁹Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement.

Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity for a given policy is confirmed on the quote and declarations, not the blank application. ⁵Company-reported. Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route.

The reviewed page does not name a specific issuing insurer for media E&O placements. ⁹Not publicly disclosed. Line-of-business page as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific.

Not described in the reviewed sources.

Relm frames media liability coverage around clients in 'new and disruptive sectors' facing high media scrutiny, without naming a specific size or industry threshold. ⁹Company-reported. Professional Lines page framing; not a guarantee of eligibility for a particular company.

The sample MediaTech form's Media Wrongful Act trigger lists defamation, invasion of privacy, false arrest, trespass, plagiarism and copyright infringement, trademark and trade-dress infringement (including cybersquatting), misappropriation of a trade secret, and negligent content, arising from the insured's Media Activities, Professional Services or Tech Services. ⁶Company-reported. Sample policy form F00731, 022019 edition, Media Wrongful Act definition; the issued policy's wording and any endorsements control.

Unfair competition claims under Section 43(a) of the Lanham Act are covered only when alleged together with, and arising out of, one of the form's listed trademark, trade-dress, domain-name or copyright allegations, not as a freestanding unfair-competition claim. ⁶Company-reported. Sample policy form F00731, 022019 edition, Media Wrongful Act definition, item 11.

The sample form excludes claims for licensing-fee or royalty obligations and claims brought by intellectual-property licensing bodies, as well as costs to reprint, repost, recall or remove Media Material, though it does cover resulting loss of use of that material. ⁶Company-reported. Sample policy form F00731, 022019 edition, Licensing Bodies & Joint Ventures and Recall exclusions.

Relm says media liability insurance can protect clients against legal issues connected to what they publish, listing intellectual property infringement, trademark infringement, defamation, breach of confidentiality, breach of professional duty and invasion of privacy as covered risk types. ⁹Company-reported. Professional Lines page 'Media Errors and Omissions' section; the issued policy and declarations control.

Unless the declarations list a separate amount, the media liability insuring agreement in the sample form shares the same Policy Aggregate Limit of Liability with the policy's technology, professional and cyber coverages rather than carrying its own dedicated limit. ⁶Company-reported. Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations.

Not described in the reviewed sources.

Not described in the reviewed sources.

The reviewed media E&O section does not describe dedicated risk-control or editorial-review services beyond the general coverage description. ⁹Not found in reviewed sources. Professional Lines page as read on 2026-09-23.

Beazley says small and midsize MediaTech business, including its media liability component, is placed through third-party placement platforms or by email, with automated processing rather than a direct-to-consumer purchase flow. ¹Company-reported. MediaTech product page SME placement paragraph; describes the stated distribution channel only.

Relm sells media E&O coverage through insurance brokers; its reviewed pages do not describe a direct online quote. ⁹Company-reported. Professional Lines page framing; consistent with Relm's broader broker-distribution model.

Beazley says its cyber and tech claims team, including experienced litigators, handles the E&O and related claims arising under MediaTech, without breaking out a media-specific claims volume or outcome statistic. ¹Not found in reviewed sources. MediaTech product page claims paragraph, read for media-specific detail on 2026-09-23; no media-liability-specific figures were found on this page.

Not described in the reviewed sources.