Beazley vs Marsh Media Liability Insurance

Beazley sells media liability coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, professional E&O and cyber coverage. It is not sold as a standalone media liability policy for this segment. ¹Company-reported. US small-business MediaTech product page; does not address any larger-account media liability program Beazley may write separately.

Marsh's media practice places media liability, which it describes as errors and omissions coverage for media organizations. Marsh McLennan Agency also lists media liability in its executive and professional liability practice. ^11,12Company-reported. Marsh media industry page and MMA executive and professional liability page.

Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity for a given policy is confirmed on the quote and declarations, not the blank application. ⁵Company-reported. Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route.

The reviewed page does not name a specific media liability insurer. ¹¹Not publicly disclosed. Media industry page as read on 2026-09-23.

Not described in the reviewed sources.

Marsh targets media liability at television stations, news organizations, content providers, streaming companies, online entertainment outlets and websites, including owners, distributors, producers, partners and creators of content. ¹¹Company-reported. Media industry page opening description.

The sample MediaTech form's Media Wrongful Act trigger lists defamation, invasion of privacy, false arrest, trespass, plagiarism and copyright infringement, trademark and trade-dress infringement (including cybersquatting), misappropriation of a trade secret, and negligent content, arising from the insured's Media Activities, Professional Services or Tech Services. ⁶Company-reported. Sample policy form F00731, 022019 edition, Media Wrongful Act definition; the issued policy's wording and any endorsements control.

Unfair competition claims under Section 43(a) of the Lanham Act are covered only when alleged together with, and arising out of, one of the form's listed trademark, trade-dress, domain-name or copyright allegations, not as a freestanding unfair-competition claim. ⁶Company-reported. Sample policy form F00731, 022019 edition, Media Wrongful Act definition, item 11.

The sample form excludes claims for licensing-fee or royalty obligations and claims brought by intellectual-property licensing bodies, as well as costs to reprint, repost, recall or remove Media Material, though it does cover resulting loss of use of that material. ⁶Company-reported. Sample policy form F00731, 022019 edition, Licensing Bodies & Joint Ventures and Recall exclusions.

Marsh says media liability covers claims of defamation, invasion of privacy, copyright infringement, plagiarism and intentional torts. Policies can be adapted for advertising agencies, producers, authors, publishers, broadcasters, bloggers and influencers. ¹¹Company-reported. Media industry page FAQs; illustrative policy description, not a specific policy form.

Unless the declarations list a separate amount, the media liability insuring agreement in the sample form shares the same Policy Aggregate Limit of Liability with the policy's technology, professional and cyber coverages rather than carrying its own dedicated limit. ⁶Company-reported. Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations.

Not described in the reviewed sources.

Not described in the reviewed sources.

Marsh says its media risk team helps clients build a risk program with insurance and contingency planning, and advises on related lines such as property, general liability, umbrella, technology E&O and workers' compensation. ¹¹Company-reported. Media industry page.

Beazley says small and midsize MediaTech business, including its media liability component, is placed through third-party placement platforms or by email, with automated processing rather than a direct-to-consumer purchase flow. ¹Company-reported. MediaTech product page SME placement paragraph; describes the stated distribution channel only.

You work with a Marsh media risk management specialist directly to assess exposures and place coverage; the page describes advisor-led placement rather than a self-serve quote. ¹¹Company-reported. Media industry page.

Beazley says its cyber and tech claims team, including experienced litigators, handles the E&O and related claims arising under MediaTech, without breaking out a media-specific claims volume or outcome statistic. ¹Not found in reviewed sources. MediaTech product page claims paragraph, read for media-specific detail on 2026-09-23; no media-liability-specific figures were found on this page.

Not described in the reviewed sources.