Beazley vs
Corgi Representations and Warranties Insurance
Beazley underwrites M&A insurance with $50 million advertised limits; Corgi lists R&W as a 1–14 day specialty quote without a published form or limit.
What Is Beazley?
Beazley is a specialty insurance group whose MediaTech product combines technology and professional E&O, media and cyber coverage. Separate offerings address executive liability, digital health and other specialty risks. 1,2,3,4
What Is Corgi Insurance?
Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. 6,7,8,9,10
What Is Representations and Warranties Insurance?
Representations and warranties insurance addresses financial loss from inaccuracies in the representations or warranties made in a stock or asset purchase agreement. It doesn't cover issues already known before signing, disputes over the purchase price, or every statement made during diligence. 12,13
Key Differences in Representations and Warranties Insurance
Underwriter Versus a Specialty Catalogue Card
Beazley underwrites M&A insurance directly, describing solutions for warranty breaches, adverse tax consequences and contingent liability. Corgi lists Representations and Warranties as a specialty coverage with a 1–14 day turnaround, outside the instant-quote flow used for CGL, D&O and Tech E&O. Corgi’s reviewed pages do not say whether it underwrites the risk or places it. 5 7 11
Policy Detail Versus One Sentence
Beazley describes seller-side defense against a purchaser’s breach claim and purchaser first-party protection, plus geography across 50 US states and more than 80 jurisdictions and limits up to US $50,000,000. Corgi’s description is one sentence: protecting buyers or sellers against financial loss from breaches of representations in a purchase agreement, with no published form, retention or limit. 5 7
How You Reach Underwriting
Beazley’s reviewed page names underwriters and “Speak with an Underwriter” rather than a self-serve form. Corgi groups R&W with policies quoted in 1–14 days rather than its self-serve core application. Corgi’s general disclosures say coverage may be underwritten by affiliated carriers or partners depending on product and state, without identifying which applies to R&W. 5 7 6
What to Confirm in Representations and Warranties Insurance Quotes
- Ask Beazley for the bound limit, retention and whether tax and contingent liability are included. 5
- Ask Corgi who issues the R&W policy and whether Corgi is placing or underwriting. 6
- Ask Corgi for limits, retention and diligence requirements; the catalogue card does not publish them. 11
- Confirm buyer- versus seller-side structure on both quotes. 5 7
Offering Details
Beazley vs Corgi Representations and Warranties Insurance: documented features by provider
| Criteria | Beazley Mergers & Acquisitions Insurance | Corgi Representations and Warranties Insurance |
|---|---|---|
| Role in This Line | Beazley underwrites representations and warranties (M&A) insurance directly, describing solutions designed to reduce or extinguish the impact of liabilities arising from a merger or acquisition, including warranty breaches, adverse tax consequences and contingent liability claims. 5Company-reported. US Mergers & Acquisitions product page; scope covers the general insuring concept, not a specific policy form. | Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. 7,11Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s. |
| Issuing Insurer | Not described in the reviewed sources. | No page names the carrier that issues Representations and Warranties coverage. Corgi's general disclosures say coverage may be underwritten by affiliated carriers, including Technology Risk Retention Group, or by third-party partner carriers depending on product, jurisdiction, and risk profile, without identifying which applies to this line. 6Not publicly disclosed. Disclaimers page general underwriting disclosure, checked for a line-specific statement and finding none as of 2026-09-23. |
| Who It’s For | Beazley says it offers this coverage to private equity clients, selling entrepreneurs, private shareholders, venture capital funds, listed companies and other corporate clients, with a broad appetite across different target sectors, deal types and transaction structures. 5Company-reported. Product-page target-customer list; individual deal acceptance still depends on underwriting. Beazley says it can underwrite and place M&A insurance, including cross-border deals, in all 50 US states and more than 80 jurisdictions globally. 5Company-reported. Company-stated geographic reach; not an independently verified regulator record of authorization in every jurisdiction listed. | Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. 7,11Company-reported. Catalog description; no deal-size, industry, or state restrictions are published for this line. |
| Coverage Features | Beazley describes coverage that can be provided to a seller to defend against a breach of representations or warranties claimed by a purchaser, or to a purchaser for first-party protection against innocent or fraudulent breaches by a seller. 5Company-reported. Product-page description of the insuring structure; actual policy wording, retentions and exclusions are set at binding. Beyond representation and warranty breaches, Beazley says its M&A offering can also address adverse tax consequences and contingent liability claims arising from a transaction. 5Company-reported. Product-page "What we offer" summary; each element's availability depends on the specific transaction and underwriting. | Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. 7,11Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line. |
| Limits and Retentions | Beazley advertises M&A insurance limits of up to US $50,000,000. The page does not publish retentions, minimum limits or premium ranges. 5Company-reported. Product-page headline limit figure; actual capacity offered depends on the transaction. | No limit, retention, or illustrative policy structure is published for Representations and Warranties, unlike Corgi's Tech E&O and Umbrella pages, which show example limits. 7,11Not publicly disclosed. Reviewed pages as of 2026-09-23; limits would appear on an actual quote. |
| Risk Services | Beazley says it can underwrite transactions globally and structure coverage around the specific details and timeframes of a transaction. 5Company-reported. Company-stated service description; no turnaround-time commitment or staffing detail is published. | The reviewed pages do not describe due-diligence support, deal-team access, or other transaction-specific services tied to this line. 7,11Not found in reviewed sources. Homepage and startup-insurance page as read on 2026-09-23. |
| How to Apply | The reviewed page does not list a self-service quote form or application document for M&A insurance; it instead names underwriters and product leaders by region and links to "Speak with an Underwriter" and "Become a Beazley Broker" contact routes. 5Not found in reviewed sources. Checked the full product page, including its Tools & Resources equivalent area, on 2026-09-23; no application form was found there, unlike the Crime and Fidelity page. | Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. 7,11Company-reported. Homepage and startup-insurance page policy-card labeling. |
| Claims Support | Beazley's own example describes a case where its insured was sued by a third party over intellectual property and lost, the third party then counterclaimed against the acquired target, and Beazley paid the claim and it was settled with the third party, despite some question over whether the claim was fully covered. 5Company-reported. A single company-selected scenario on the product page; it is not a claims-handling statistic or a guarantee of similar outcomes. | Not described in the reviewed sources. |
Full Comparison
More Beazley vs Corgi Comparisons
Other Representations and Warranties Insurance Comparisons
Sources
Beazley
- MediaTech for Small Businesses. Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; How can we help; SME placement paragraph; Tools & Resources. Accessed 2026-09-16.
- Legal Information. Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16.
- Execuguard (Combined EPL, D&O, and Fiduciary). Beazley; ExecuGuard product introduction: combined EPL, D&O and fiduciary coverage for private organizations; What we offer: separate or shared limits, admitted or non-admitted; How can we help. Accessed 2026-09-16.
- Virtual Care. Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-16.
- Mergers & Acquisitions. Beazley; What we offer: representations/warranties coverage description, target customers, 50-state and 80-jurisdiction statement, Limits up to US $50,000,000; How can we help; Examples or Scenarios. Accessed 2026-09-23.
Corgi
- Disclaimers & Licensing. Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.
- Corgi Insurance: Startup Insurance, Quoted in Minutes. Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Representations and Warranties" card, same coverage description as the startup-insurance page. Accessed 2026-09-23.
- Corgi Insurance Launches Admitted Insurance Carrier. PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
- NAIC Listing of Companies. National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
- Insurance Topics: Risk Retention Groups. National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
- Startup Insurance | Corgi Insurance. Corgi Insurance; Specialized Coverages section: "1-14 days turnaround R&W (Representations & Warranties Insurance) — Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements.". Accessed 2026-09-23.
Representations and Warranties Insurance Guide
- Transaction liability insurance | Representation and indemnities insurance. CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
- Mergers & Acquisitions. Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.




