Beazley vs 
Corgi: How Do They Compare for Representations and Warranties Insurance?
Beazley underwrites M&A insurance globally and advertises limits up to $50 million; Corgi lists buyer or seller R&W coverage as specialty insurance quoted in 1–14 days outside its instant quote flow.
Beazley writes M&A insurance itself, with limits up to $50 million and separate cover for tax and contingent liabilities across more than 80 jurisdictions. Corgi quotes R&W in 1–14 days for buyers or sellers, but publishes no limits or policy terms. 1,3,2
What Are the Key Differences Between Beazley and Corgi Representations and Warranties Insurance?
Published Capacity vs a 1–14 Day Specialty Quote
Beazley writes M&A insurance directly, covering warranty breaches, adverse tax consequences and contingent liabilities, with limits up to $50 million. Corgi lists R&W as a specialty coverage quoted in 1–14 days, outside the instant-quote flow it uses for general liability, D&O and tech E&O. Choose Beazley if your deal needs a known limit, tax or contingent-liability cover, or crosses borders; choose Corgi if you're a startup already insured with Corgi and want to ask about R&W alongside your other policies. 1 3 2
Policy Detail vs One Sentence
Beazley covers sellers against a buyer's breach claim and gives buyers first-party protection, across all 50 US states and more than 80 jurisdictions. Corgi's description is one sentence: it protects buyers or sellers against financial loss from breached representations in a purchase agreement, with no published form, retention or limit. 1 3
How You Reach Underwriting
Beazley names its underwriters and invites you to "Speak with an Underwriter." Corgi's general disclosures say coverage may be written by affiliated or partner insurers depending on product and state, without saying which applies to R&W. 1 3 4
What Should You Confirm in Beazley and Corgi Representations and Warranties Insurance Quotes?
- Ask Beazley for the limit, retention and whether tax and contingent-liability cover are included. 1
- Ask Corgi which insurer issues its R&W policy and whether Corgi is writing or brokering it. 4
- Ask Corgi for limits, retention and due-diligence requirements. 2
- Ask both whether the policy is buy-side or sell-side. 1 3
Beazley vs Corgi Representations and Warranties Insurance Compared
Beazley vs Corgi: Representations and Warranties Insurance: documented features by provider
| Criteria | Beazley Mergers & Acquisitions Insurance | Corgi Representations and Warranties Insurance |
|---|---|---|
| Who It’s For | Beazley says it offers this coverage to private equity clients, selling entrepreneurs, private shareholders, venture capital funds, listed companies and other corporate clients, with a broad appetite across different target sectors, deal types and transaction structures. 1Company-reported. Product-page target-customer list; individual deal acceptance still depends on underwriting. Beazley says it can underwrite and place M&A insurance, including cross-border deals, in all 50 US states and more than 80 jurisdictions globally. 1Company-reported. Company-stated geographic reach; not an independently verified regulator record of authorization in every jurisdiction listed. | Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. 3,2Company-reported. Catalog description; no deal-size, industry, or state restrictions are published for this line. |
| Coverage Features | Beazley describes coverage that can be provided to a seller to defend against a breach of representations or warranties claimed by a purchaser, or to a purchaser for first-party protection against innocent or fraudulent breaches by a seller. 1Company-reported. Product-page description of the insuring structure; actual policy wording, retentions and exclusions are set at binding. Beyond representation and warranty breaches, Beazley says its M&A offering can also address adverse tax consequences and contingent liability claims arising from a transaction. 1Company-reported. Product-page "What we offer" summary; each element's availability depends on the specific transaction and underwriting. | Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. 3,2Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line. |
| Role in This Line | Beazley underwrites representations and warranties (M&A) insurance directly, describing solutions designed to reduce or extinguish the impact of liabilities arising from a merger or acquisition, including warranty breaches, adverse tax consequences and contingent liability claims. 1Company-reported. US Mergers & Acquisitions product page; scope covers the general insuring concept, not a specific policy form. | Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. 3,2Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s. |
