Beazley vs 
Corgi: How Do They Compare for Professional Liability (E&O) Insurance?
Service businesses wanting a catch-all E&O can approach Corgi, but expect a 1 to 14 day quote rather than instant. Beazley instead bundles E&O inside MediaTech with cyber and media, and its sample form leaves out licensed professions like architects.
Beazley’s sample MediaTech form excludes accountants, architects, healthcare providers and lawyers; Corgi describes Miscellaneous E&O for service businesses but publishes no comparable policy form. 3,5,4
What Are the Key Differences Between Beazley and Corgi Professional Liability (E&O) Insurance?
Check Beazley’s Service Definition
Beazley’s sample MediaTech form excludes accountants, architects, healthcare providers, lawyers, insurance and real-estate agents, and civil or structural engineers from its Professional Services definition. Corgi describes Miscellaneous E&O for service businesses facing negligence, errors or failure-to-perform claims but does not publish a comparable policy form. If your profession is in Beazley’s excluded list, ask Corgi for its form and confirmation that your actual work qualifies. 3 4
Buying Process and Timing
Beazley sells E&O only inside MediaTech and asks for details about your services, employee count and revenue in its application. Corgi quotes Miscellaneous E&O on a 1-to-14-day specialty timeline, outside its instant quote flow. Choose based on whether you need a bundled policy and whether that timing works for your start date. 2 5
Identify the Insurer
Beazley’s application names Beazley Insurance Company, Inc.; Corgi’s disclosures say coverage may use an affiliated or partner carrier but do not say which applies to Miscellaneous E&O. Ask for the issuer and actual policy form from both. 2 6
What Should You Confirm in Beazley and Corgi Professional Liability (E&O) Insurance Quotes?
- Ask Beazley whether your specific services fit the MediaTech definition. 3
- Ask Corgi for the Miscellaneous E&O form, exclusions and quote timeline. 4
- Get the actual insurer, limit, retention and premium from both. 2 6
- Ask about the cost and duration of Beazley’s Optional Extension Period if the policy ends. 3
Beazley vs Corgi Professional Liability (E&O) Insurance Compared
Beazley vs Corgi: Professional Liability (E&O) Insurance: documented features by provider
| Criteria | Beazley MediaTech for Small Businesses | Corgi Miscellaneous E&O |
|---|---|---|
| How to Apply | Beazley's MediaTech application asks applicants to describe the professional and technology services they perform, disclose employee count and multi-year US and non-US revenue, and state whether written client contracts include scope-of-work, damages-cap and consequential-damages-disclaimer provisions. 2Company-reported. Application form F00859, 042022 edition, General Information, Revenue Information and Contractual Controls sections; a completed application does not establish acceptance. | Miscellaneous E&O sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. 5,4Company-reported. Homepage and startup-insurance page policy-card labeling. |
| Coverage Features | The sample MediaTech form covers a Tech & Professional Services Wrongful Act: a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Professional Services, defined as services performed for others for a fee. 3Company-reported. Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control. The sample form's definition of Professional Services excludes services performed as an accountant, architect, surveyor, health care provider, lawyer, insurance or real estate agent or broker, or civil or structural engineer, so those licensed professions are not covered by this professional E&O trigger. 3Company-reported. Sample policy form F00731, 022019 edition, Professional Services definition; a business in one of these excluded professions would need different coverage even if it buys MediaTech. | Corgi describes Miscellaneous E&O as broad professional liability coverage for service-based businesses facing claims of negligence, errors, or failure to perform professional services, distinct from its named Tech E&O, Real Estate E&O, and Lawyer E&O products. 5,4Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line. |
| Role in This Line | Beazley sells professional errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, media liability and cyber coverage. It is not sold as a standalone professional-liability policy for this segment. 1Company-reported. US small-business MediaTech product page; does not address any larger-account professional liability program Beazley may write separately. | Corgi lists Miscellaneous E&O as a specialty coverage quoted with a 1-14 day turnaround, separate from its instant-quote Tech & AI Liability product and from its Real Estate E&O and Lawyer E&O products, which target specific professions. 5,4Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/miscellaneous-errors-and-omissions, /misc-eo) returned 404s. |
