Beazley vs 
Corgi: How Do They Compare for Media Liability Insurance?
Corgi shows illustrative media limits of $1 million per claim and an online quote, from its Series A package up; Beazley's MediaTech form bundles media with tech and cyber under one aggregate unless declarations say otherwise.
Beazley fits small businesses that need sample wording covering trade-secret misappropriation; Corgi fits Series A-and-later startups seeking online media quotes with illustrative $1 million / $2 million limits and a $5,000 retention. 3,4
What Are the Key Differences Between Beazley and Corgi Media Liability Insurance?
Base Insuring Agreement
Beazley places media inside MediaTech with tech E&O, professional E&O and cyber. Corgi sells Media Liability as a startup line that starts in the Series A package, not Pre-Seed & Seed, and can be quoted on its own online path. Choose Beazley if your small business needs the sample trade-secret grant; choose Corgi if you are a Series A-or-later startup seeking online quotes and its exclusions fit your work. 1 5 4
Beazley’s sample Media Wrongful Act lists defamation, privacy, copyright and trademark (including cybersquatting), trade-secret misappropriation and negligent content. Corgi’s CORG-ML-0100 form covers defamation, privacy, copyright and trademark, plagiarism and product disparagement, and excludes patent, trade-secret misappropriation, Lanham Act false-advertising and knowing false statements. 1 4
The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. 4Company-reported. Media coverage table and scenario/policy notes; illustrative summary, not policy wording.
Beazley covers Lanham Act unfair competition only when it arises from listed trademark, trade-dress, domain or copyright allegations. That is a narrower grant than an open-ended advertising claim, but it is still a stated path; Corgi’s base form excludes Lanham Act false-advertising claims. 3 4
Limits and Buying Path
Unless Beazley’s declarations split it, media shares MediaTech’s aggregate. Corgi shows illustrative $1 million per claim / $2 million aggregate, defense inside the limit, and a $5,000 retention, plus optional pre-publication legal-review reimbursement. Beazley’s application names Beazley Insurance Company, Inc.; Corgi’s carrier depends on product, jurisdiction and risk. Beazley uses platforms or email; Corgi uses a self-serve quote. 3 2 1 4 6
What Should You Confirm in Beazley and Corgi Media Liability Insurance Quotes?
- Ask Corgi whether trade-secret or Lanham Act cover can be endorsed onto CORG-ML-0100. 4
- Ask Beazley whether media has a separate limit and whether the sample recall and licensing-body exclusions apply. 3
- Confirm Corgi’s package tier and pre-publication review endorsement, and Beazley’s issuing entity. 5 4 2
- Compare retentions: Corgi’s illustrative $5,000 versus Beazley’s unpublished retention. 4 3
Beazley vs Corgi Media Liability Insurance Compared
Beazley vs Corgi: Media Liability Insurance: documented features by provider
| Criteria | Beazley MediaTech for Small Businesses | Corgi Media Liability |
|---|---|---|
| Limits and Retentions | Unless the declarations list a separate amount, the media liability insuring agreement in the sample form shares the same Policy Aggregate Limit of Liability with the policy's technology, professional and cyber coverages rather than carrying its own dedicated limit. 3Company-reported. Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations. | Corgi shows illustrative media limits of up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $5,000 per-claim self-insured retention. 4Company-reported. Media coverage table, described as illustrative. |
| How to Apply | Beazley says small and midsize MediaTech business, including its media liability component, is placed through third-party placement platforms or by email, with automated processing rather than a direct-to-consumer purchase flow. 1Company-reported. MediaTech product page SME placement paragraph; describes the stated distribution channel only. | You request a Media quote through Corgi's online "Get a Media quote" flow, the same self-serve path Corgi uses for its other startup lines. 4Company-reported. Media product page call to action. |
| Coverage Features | The sample MediaTech form's Media Wrongful Act trigger lists defamation, invasion of privacy, false arrest, trespass, plagiarism and copyright infringement, trademark and trade-dress infringement (including cybersquatting), misappropriation of a trade secret, and negligent content, arising from the insured's Media Activities, Professional Services or Tech Services. 3Company-reported. Sample policy form F00731, 022019 edition, Media Wrongful Act definition; the issued policy's wording and any endorsements control. Unfair competition claims under Section 43(a) of the Lanham Act are covered only when alleged together with, and arising out of, one of the form's listed trademark, trade-dress, domain-name or copyright allegations, not as a freestanding unfair-competition claim. 3Company-reported. Sample policy form F00731, 022019 edition, Media Wrongful Act definition, item 11. The sample form excludes claims for licensing-fee or royalty obligations and claims brought by intellectual-property licensing bodies, as well as costs to reprint, repost, recall or remove Media Material, though it does cover resulting loss of use of that material. 3Company-reported. Sample policy form F00731, 022019 edition, Licensing Bodies & Joint Ventures and Recall exclusions. | The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. 4Company-reported. Media coverage table and scenario/policy notes; illustrative summary, not policy wording. |
| Role in This Line | Beazley sells media liability coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, professional E&O and cyber coverage. It is not sold as a standalone media liability policy for this segment. 1Company-reported. US small-business MediaTech product page; does not address any larger-account media liability program Beazley may write separately. | Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. 5Company-reported. Homepage package contents as read on 2026-09-23. |
| Issuing Insurer | Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity for a given policy is confirmed on the quote and declarations, not the blank application. 2Company-reported. Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route. | Corgi's media product page does not name the issuing insurer. Corgi's disclaimers page says coverage on the platform is underwritten by carrier affiliates or third-party partners depending on the product, jurisdiction and risk, with the specific carrier disclosed in the issued policy documents. 4,6Company-reported. Media product page and general Corgi underwriting disclosure; not specific confirmation of which entity underwrites media policies. |
