Beazley vs Corgi Media Liability Insurance

Beazley sells media liability coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, professional E&O and cyber coverage. It is not sold as a standalone media liability policy for this segment. ¹Company-reported. US small-business MediaTech product page; does not address any larger-account media liability program Beazley may write separately.

Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. ⁸Company-reported. Homepage package contents as read on 2026-09-23.

Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity for a given policy is confirmed on the quote and declarations, not the blank application. ⁵Company-reported. Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route.

Corgi's media product page does not name the issuing insurer. Corgi's disclaimers page says coverage on the platform is underwritten by carrier affiliates or third-party partners depending on the product, jurisdiction and risk, with the specific carrier disclosed in the issued policy documents. ^12,7Company-reported. Media product page and general Corgi underwriting disclosure; not specific confirmation of which entity underwrites media policies.

The sample MediaTech form's Media Wrongful Act trigger lists defamation, invasion of privacy, false arrest, trespass, plagiarism and copyright infringement, trademark and trade-dress infringement (including cybersquatting), misappropriation of a trade secret, and negligent content, arising from the insured's Media Activities, Professional Services or Tech Services. ⁶Company-reported. Sample policy form F00731, 022019 edition, Media Wrongful Act definition; the issued policy's wording and any endorsements control.

Unfair competition claims under Section 43(a) of the Lanham Act are covered only when alleged together with, and arising out of, one of the form's listed trademark, trade-dress, domain-name or copyright allegations, not as a freestanding unfair-competition claim. ⁶Company-reported. Sample policy form F00731, 022019 edition, Media Wrongful Act definition, item 11.

The sample form excludes claims for licensing-fee or royalty obligations and claims brought by intellectual-property licensing bodies, as well as costs to reprint, repost, recall or remove Media Material, though it does cover resulting loss of use of that material. ⁶Company-reported. Sample policy form F00731, 022019 edition, Licensing Bodies & Joint Ventures and Recall exclusions.

The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. ¹²Company-reported. Media coverage table and scenario/policy notes; illustrative summary, not policy wording.

Unless the declarations list a separate amount, the media liability insuring agreement in the sample form shares the same Policy Aggregate Limit of Liability with the policy's technology, professional and cyber coverages rather than carrying its own dedicated limit. ⁶Company-reported. Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations.

Corgi shows illustrative media limits of up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $5,000 per-claim self-insured retention. ¹²Company-reported. Media coverage table, described as illustrative.

Not described in the reviewed sources.

Corgi offers an optional Pre-Publication Legal Review Cost Reimbursement endorsement that covers the cost of media-counsel review of content flagged as risky before it is published, rather than only after a claim; the base policy does not include this service. ¹²Company-reported. Media add-ons section.

Beazley says small and midsize MediaTech business, including its media liability component, is placed through third-party placement platforms or by email, with automated processing rather than a direct-to-consumer purchase flow. ¹Company-reported. MediaTech product page SME placement paragraph; describes the stated distribution channel only.

You request a Media quote through Corgi's online "Get a Media quote" flow, the same self-serve path Corgi uses for its other startup lines. ¹²Company-reported. Media product page call to action.

Beazley says its cyber and tech claims team, including experienced litigators, handles the E&O and related claims arising under MediaTech, without breaking out a media-specific claims volume or outcome statistic. ¹Not found in reviewed sources. MediaTech product page claims paragraph, read for media-specific detail on 2026-09-23; no media-liability-specific figures were found on this page.

Not described in the reviewed sources.