Beazley vs Corgi General Liability Insurance

On the reviewed page, Beazley's general liability coverage is one component of BeazleyOne Environmental, a package policy for environmental-service firms; the page does not present it as a standalone GL product for other industries. ⁵Company-reported. BeazleyOne Environmental product page; does not establish a general-purpose Beazley GL offering outside this package.

Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. ^7,11Company-reported. Homepage package contents and the CGL product page.

The product page does not name the specific Beazley entity that issues the GL coverage within this package. The insurer named on an actual quote or policy controls. ⁵Not publicly disclosed. Environmental package product page as read on 2026-09-23; no issuing-entity disclosure found there.

Corgi's CGL page states the policy is underwritten by Technology Risk Retention Group, Inc., a risk retention group, rather than one of Corgi's admitted carrier affiliates. ¹¹Company-reported. CGL scenario note 1 and policy boundaries section.

Beazley limits this package, including its GL component, to engineering, consulting, project management, and contracting or remediation firms that provide environmental services. ⁵Company-reported. Who we can help section of the environmental package page; other business types are not addressed.

Not described in the reviewed sources.

Beazley describes the commercial general liability coverage as available on either a claims-made or occurrence trigger, subject to underwriting eligibility. ⁵Company-reported. Key Coverages list; which trigger applies to a given account is an underwriting decision, not a guaranteed option.

The package extends contractual liability to general liability and pollution conditions assumed under a written insured contract, including action-over protection. ⁵Company-reported. Key Coverages list; exact contract-liability wording and exclusions require the issued policy.

Beazley says the GL and pollution coverages automatically add a client as an additional insured when a written agreement requires it, and include a blanket waiver of subrogation for the insured's clients when required by written agreement. ⁵Company-reported. Additional Coverages list; scope and conditions of these extensions are not detailed beyond the summary bullets.

The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. ¹¹Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording.

The reviewed page does not publish per-occurrence or aggregate GL limits, deductibles or self-insured retentions for this package. ⁵Not found in reviewed sources. Environmental package product page as read on 2026-09-23; limits appear only on an actual quote.

Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. ¹¹Company-reported. CGL coverage table, described as illustrative and possibly differing from the issued policy.

Beazley says the environmental package comes with dedicated claims managers who work with clients throughout the claims process, alongside underwriters it describes as having technical field experience. ⁵Company-reported. The Beazley Difference section; applies to the package as a whole, not GL specifically.

The reviewed CGL page does not describe risk-control, premises-safety or loss-prevention services for policyholders beyond the coverage itself. ¹¹Not found in reviewed sources. CGL product page as read on 2026-09-23.

Beazley links an application form and brochure for the environmental package from the product page's Tools & Resources section, rather than a separate application for the GL component alone. ⁵Company-reported. Tools & Resources links referenced on the product page; the application content itself was not opened.

You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. ^11,7Company-reported. CGL page call to action and homepage self-serve description.

Not described in the reviewed sources.

Corgi says the CGL insurer has a duty to defend covered claims, meaning it appoints and pays for defense counsel on the policyholder's behalf, subject to the applicable retention. ¹¹Company-reported. CGL scenario note 1, illustrated through a bodily-injury example; distinct from D&O's duty-to-reimburse structure noted on the same page.