AIG vs Travelers: How Do They Compare for Cargo and Transit Insurance?

AIG markets Ocean Cargo insurance and related global/captive solutions. The page does not name the issuing subsidiary for a particular buyer’s policy. ³Company-reported. Role in this product is limited to the description on the linked AIG source.

Travelers underwrites cargo coverage as part of its inland marine line, sold as Cargo Pak or Cargo and Logistics Pak policies. ⁷Company-reported. Cargo page product description.

AIG names importers, exporters, manufacturers, wholesalers, and distributors with international transit exposures, including containerized general cargo, bulk/break-bulk and project cargo. ³Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.

Travelers markets transportation insurance to manufacturers, wholesalers, retailers and distributors, and cargo-and-logistics coverage to motor carriers, freight forwarders, logistics service providers and freight brokers, and warehousemen. ⁷Company-reported. Cargo page eligibility lists for each named coverage.

AIG describes protection for goods moved across land, sea or international borders and lists general cargo, bulk/break-bulk and project cargo. It also lists stock-throughput, captive/fronting and logistics package structures; those examples do not settle any buyer’s policy scope. ³Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.

The transportation policy covers a business's property while in transit on its own vehicles or through a public or contract motor, rail or air carrier, and Travelers says it will keep the business operating while the extent of a carrier's legal liability is determined. ⁷Company-reported. Cargo page transportation-insurance description.

Travelers says Cargo Pak and Cargo and Logistics Pak are set up for each operation, because the trucking industry has no standard definition of the services a carrier or logistics provider offers. ⁷Company-reported. Cargo page cargo-and-logistics-coverage description.

The page advertises $50 million transit capacity and $50 million storage/warehouse capacity, with natural-catastrophe sublimits stated as $10 million per occurrence and annual aggregate. These are advertised capacity figures, not an individual quote or policy limit. ³Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.

The reviewed pages do not publish limits, deductibles or premium ranges for cargo or transportation coverage. ⁷Not found in reviewed sources. Cargo and inland marine pages as read on 2026-09-23; amounts would appear on a quote or declarations.

AIG lists route, conveyance, packaging and security consultations, marine loss-control engineering, and claims support. Its Marine Claims Promise is conditional on confirmed coverage and applies to specified expense categories and agreed loss estimates. ³Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.

Travelers says its Inland Marine Network is a loss-mitigation process with dedicated risk-mitigation, claim and special-investigations specialists, backed by more than 600 Risk Control consultants and a Special Investigations Group that pursues recovery for cargo and other specialty losses. ⁷Company-reported. Cargo page Inland Marine Network, Risk Control and Special Investigations Group sections.

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Cargo and transportation coverage is bought through a Travelers independent agent, who the site says can tailor coverage to the business's risks. ⁷Company-reported. Cargo page "Find an insurance agent" call to action.