AIG vs Newfront: How Do They Compare for Commercial Property Insurance?

AIG markets commercial property insurance and identifies Retail Property as a product area. For domestic and global corporate and risk-management clients, the page describes both risk-transfer insurance and non-risk-transfer fronting or captive solutions; those structures are not the same as an insurance policy issued by AIG. ³Company-reported. AIG’s U.S. Commercial Property page. It does not identify the insurer or fronting company for a particular buyer’s placement.

Newfront brokers commercial property coverage. Its property practice negotiates placement and program structure with carriers rather than underwriting the risk itself. ⁸Company-reported. Property offering page.

Confirm in your quote.

The reviewed property page does not name the insurer or insurers that would issue a property policy placed through Newfront. ⁸Not publicly disclosed. Property page as read on 2026-09-23; carrier depends on the specific placement.

AIG names businesses including hospitals, universities and global manufacturing among the varied organizations for which it has property options. The page does not provide a complete eligible-class list or state-by-state availability schedule. ³Company-reported. Illustrative customer types on AIG’s U.S. Commercial Property page; examples do not establish an applicant’s eligibility.

The property page does not state a size or revenue threshold for eligibility. It lists industries the practice serves, including construction, manufacturing, real estate and retail/wholesale. ⁸Company-reported. Areas of Expertise list on the property page; general industry scope, not an eligibility rule.

AIG describes commercial property insurance as protecting business physical property against unexpected events such as storm damage, theft and vandalism, and says coverage can extend to certain work-related contents such as office equipment, furniture, fixtures and inventory. These are examples; actual coverage depends on the facts and each policy’s terms, conditions and exclusions. ³Company-reported. General property description on AIG’s product page, not a summary of a specific policy or all covered causes of loss.

Newfront lists All-Risks, supply-chain and business-interruption coverage, and catastrophe perils including flood, hurricane/windstorm/earthquake, wildfire and terrorism among its property Key Coverages. It also says it structures shared and layered programs, deductible buy-downs, and parametric insurance using an agreed event trigger. ⁸Company-reported. Property page Key Coverages and No Two Risks are Alike sections; actual policy forms and exclusions govern the issued policy.

The reviewed page does not state standard property limits, deductibles or retentions for a buyer. Confirm those amounts, covered causes and conditions in the quote and issued policy. ³Not publicly disclosed. AIG’s U.S. Commercial Property marketing page reviewed 2026-09-30; no buyer-specific quote or policy form was reviewed.

Newfront's property page does not publish limits, deductibles or retentions. It says structures such as deductible buy-downs are set for each client. ⁸Not publicly disclosed. Property page as read on 2026-09-23.

AIG says property risk engineers help clients identify and mitigate loss and that its engineers collaborate with clients on solutions tailored to risk factors. The page does not state that these services are included for every account or guarantee reduced losses. ³Company-reported. Company-described commercial property risk engineering; account-specific service availability is not stated.

Newfront says its property team reviews property and business-interruption values to identify data deficiencies, and pairs placements with in-house risk engineers for loss control and coverage-negotiation and claims-resolution support. ⁸Company-reported. Our Approach and Loss Control & Claims Advocacy sections of the property page.

Confirm in your quote.

You start a property placement by requesting a consultation through Newfront's property page. ⁸Company-reported. Property page call-to-action; no online quoting or binding described.

AIG describes a dedicated Property claims team and a claims promise intended to enable prompt resolution. The page does not publish a service-level deadline or claim outcome guarantee. ³Company-reported. AIG’s company-reported general property claims description; no account-specific claims handling terms were reviewed.

Newfront says its property claims advocacy includes coverage negotiation and claims-resolution support, aimed at improving claims outcomes. ⁸Company-reported. Loss Control & Claims Advocacy section.