What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is Coverdash Insurance?
Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. 4,5,6
Read the Coverdash Representations and Warranties Insurance page
What Is Representations and Warranties Insurance?
Representations and warranties insurance can cover a buyer’s or seller’s loss from inaccurate statements in a stock or asset purchase agreement. For a business sale, check who is insured, who can recover and how known issues are treated. 8,9,10
Key Differences in Representations and Warranties Insurance
Deal structure and recovery path
AIG describes shared, layered, and excess structures for its transaction specific representations and warranties product. Coverdash focuses on how a party buys the policy: it says either side may buy, with buyer side placements more common because the buyer can seek recovery directly from the insurer. Those descriptions address different parts of a deal, so compare the proposed structure with the purchase agreement’s indemnity and recovery terms rather than assuming the formats are interchangeable. 3 7
Issuer and escrow questions
AIG says its R&W coverage is written through non-admitted AIG carriers; buyers must confirm the particular issuing entity in their transaction documents. Coverdash arranges R&W quotes from a panel but does not identify which insurer would issue a specific quote. Coverdash also says the coverage may reduce or replace escrow and indemnity holdbacks; ask deal counsel how any proposed insurance fits the negotiated terms. 3 7
What to Confirm in Representations and Warranties Insurance Quotes
- Confirm the particular AIG issuing entity in the transaction documents, then compare how any proposed shared or layered structure fits the negotiated indemnity. 3
- Ask Coverdash which panel insurer would issue the policy and whether the parties’ proposed escrow or holdback treatment is reflected in the documents. 7
AIG and Coverdash Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG Review Score
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsCoverdash Review Score
Review Score
2 rated sources
Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]
Read Coverdash reviewsAIG vs Coverdash Representations and Warranties Insurance Compared
AIG vs Coverdash: Representations and Warranties Insurance: documented features by provider
| Criteria | AIG Representations and Warranties Insurance | Coverdash Representations and Warranties Insurance |
|---|---|---|
| Role in This Line | AIG markets a transaction-specific R&W product and says coverage is written through AIG non-admitted carriers only. The particular issuing entity must be confirmed in the buyer’s transaction documents. 3Company-reported. Role in this product is limited to the description on the linked AIG source. | Coverdash arranges representations and warranties insurance quotes from its panel of insurers rather than underwriting the policy itself, as one of three products (alongside tax liability and contingent liability) on its transactional risk page. 7Company-reported. Coverdash's transactional risk product page, scoped to the reps and warranties card specifically, read together with the provider record's brokerage role. Does not identify which insurer would actually issue a given quote. |
| Issuing Insurer | Confirm in your quote. | The transactional risk page does not name an issuing insurer for representations and warranties coverage. Coverdash markets a panel of carriers generally, but not which one underwrites a particular reps and warranties quote. 7Not publicly disclosed. Checked the transactional risk product page on 2026-09-23; no insurer is disclosed there for this product. |
| Who It’s For | AIG describes R&W insurance for buyers or sellers in merger and acquisition transactions and publishes a deal-size range as a marketing guide. That range is not an eligibility promise for a particular transaction. 3Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability. | Coverdash markets representations and warranties coverage to buyers, sellers and investors in mergers, acquisitions and private equity deals, describing it as a way to allocate deal risk and help close with confidence. 7Company-reported. Hero description and Who it's for section, read for the reps and warranties product specifically rather than the whole transactional risk category. |
| Coverage Features | AIG says the product may protect against financial loss from breach of sellers’ representations and warranties. The page lists shared, layered and excess structures; policy wording and transaction diligence control the actual coverage. 3Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations. | Coverdash describes representations and warranties insurance as covering losses from a breach of the representations and warranties made in a deal, specifically breaches of the seller's representations and warranties. 7Company-reported. Reps and warranties Types of Coverage card and the FAQ answer to 'What's covered?'; exclusions, retentions and claims conditions are not described and would appear on the issued policy. Coverdash says either the buyer or the seller in an M&A transaction can buy representations and warranties coverage, and that buy-side policies are the more common choice because they let the buyer recover directly from the insurer. 7Company-reported. FAQ answer to 'Who buys reps and warranties coverage?'. Coverdash says using representations and warranties insurance can reduce or replace escrow and indemnity holdbacks in a deal, and that it helps protect the buyer-seller relationship and close deals faster. 7Company-reported. FAQ answer to 'Why use transactional risk insurance?'; applies to the reps and warranties product specifically. |
| Limits and Retentions | AIG advertises limits up to $100 million per transaction and a typical retention reference of 1.0% of enterprise value dropping to 0.5% after 12 months. These are published product parameters, not a buyer-specific quote or guarantee. 3Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy. | The transactional risk page does not publish limit, retention or premium amounts for representations and warranties coverage. 7Not publicly disclosed. Checked the transactional risk product page on 2026-09-23; limits and retentions are not shown there and would appear on a quote. |
| Risk Services | AIG describes M&A underwriters, prompt transaction support, multinational expertise and dedicated claims professionals for complex transactional disputes. These services are not a promise to accept or pay a claim. 3Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed. | Confirm in your quote. |
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Sources for AIG vs Coverdash Representations and Warranties Insurance
Sources About AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Representations & Warranties Insurance. AIG; Official AIG R&W page: M&A buyer/seller audience, advertised transaction size and capacity, typical retention, admitted basis caveat, claims and multinational transaction support; standard policy caveat. Accessed 2026-09-30.
Sources About Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; Sections 1–2 (entities, broker-of-record and exclusivity), 10 (policy controls coverage), 12–13 (producer role and payment before binding), 15–17 (no underwriting; certificates; summaries), 32 (automatic payments). Accessed 2026-09-15.
- Transactional Risk Insurance. Coverdash; Hero description; 'Reps and warranties' card under Types of Coverage (the tax-liability and contingent-liability cards on this page are separate products and are not used here); Who it's for; FAQ: Who buys reps and warranties coverage?, Why use transactional risk insurance?, What's covered? Accessed 2026-09-23.
Sources for the Representations and Warranties Insurance Guide
- Transaction liability insurance | Representation and indemnities insurance. CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
- Mergers & Acquisitions. Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.
- Transactional Risk Insurance. Coverdash; Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products. Accessed 2026-09-16.
