What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is Coverdash Insurance?
Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. 4,5,6
What Is Management Liability Insurance?
Management liability packages can combine D&O and employment-practices coverage for leader and workplace claims, while benefit-plan protection may be a separate part. Shared limits can let a claim in one part reduce what is available for another, so compare the limits across the quote. 9,10,11,12,13,14
Key Differences in Management Liability Insurance
Coverdash starts with D&O and lets buyers add related lines
AIG’s portfolio lists D&O, EPL, fiduciary, crime/fidelity and K&R products. Coverdash describes management liability as a broker-arranged bundle built around D&O, with options for employment practices, fiduciary liability and crime/fraud coverage. It also lists the bundle separately from standalone D&O and Side A products. A company comparing the two should decide whether it wants a core D&O policy with selected additions or to evaluate AIG’s listed products individually; the names alone do not establish matching terms. 3 7
Coverdash documents a digital route; AIG points to forms and contacts
Coverdash says buyers can complete a digital quote-to-purchase process and add other coverages. AIG’s management-liability portfolio links to application forms and national product or distribution contacts. For a board-backed startup, Coverdash specifically markets the package from seed through growth stage; AIG names a wider mix of entity types. Ask who underwrites the Coverdash placement and what information each application requires. 7 3
What to Confirm in Management Liability Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsCoverdash
Review Score
2 rated sources
Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]
Read Coverdash reviewsOffering Details
AIG vs Coverdash: Management Liability Insurance: documented features by provider
| Criteria | AIG Management & Professional Liability portfolio | Coverdash Management Liability (D&O) Insurance |
|---|---|---|
| Role in This Line | Confirm in your quote. | Coverdash arranges management liability coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. 6,7Company-reported. General brokerage terms applied to the management liability page; not specific to any one carrier or state. |
| Issuing Insurer | Confirm in your quote. | The management liability page does not name the insurer that issues the policy. 7Not publicly disclosed. Reviewed management liability page as of 2026-09-23; the page describes coverage without naming a specific carrier. |
| Who It’s For | AIG describes solutions for public, private and nonprofit organizations, financial institutions and professional services firms. 3Company-reported. AIG US product portfolio. Claim limitation: No individual revenue/industry/state eligibility established. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | Coverdash says management liability is often required rather than just recommended for any company that has raised money or has a board, and markets it from seed stage through growth stage. 7Company-reported. Product-page eligibility description; actual acceptance and required modules depend on underwriting and the specific funding or governance situation. |
| Coverage Features | AIG’s portfolio includes D&O, EPL, fiduciary, crime/fidelity and kidnap-and-ransom products. 3Company-reported. AIG US management-liability portfolio. Claim limitation: Not proof every line can be bundled. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | Coverdash structures management liability with directors and officers (D&O) coverage as the core protection for leaders personally sued over a business decision, with options to add employment practices, fiduciary liability and crime/fraud coverage. 7Company-reported. Product-page coverage cards; the issued policy and declarations control which modules are actually included and their wording, limits and exclusions. Coverdash's coverage hub lists this bundled management liability product separately from a standalone Directors & Officers product, a standalone D&O Side A product, and a D&O plus employment-practices bundle, so buyers have several D&O-related structures to choose among. 8Company-reported. Coverage hub category structure; does not establish which structure a given underwriter would actually issue for a specific company. |
| Limits and Retentions | Confirm in your quote. | The management liability page does not publish specific limit, retention or deductible amounts for any of its four coverage modules. 7Not publicly disclosed. Reviewed management liability page as of 2026-09-23; figures are quote-specific and not shown on the public product page. |
| How to Apply | AIG’s Management & Professional Liability portfolio page links to application forms and national product/distribution team contacts. 3Company-reported. Resources linked from the Management & Professional Liability portfolio page; the claim does not map a specific form to each named product. Claim limitation: The page does not identify which form applies to each named product, who submits applications, a mandatory broker route, eligibility, binding authority or the issuing affiliate. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | Coverdash describes a fully digital quote-to-purchase process for management liability, with the option to add other coverages alongside it. 7Company-reported. Product-page company information and cross-sell section. |
Full Comparison
More AIG vs Coverdash Comparisons
Other Management Liability Insurance Comparisons
Sources
AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Management & Professional Liability Insurance | AIG US. AIG US; Products and solutions; Financial Lines applications; Forms and Applications; Brokers: Meet Your AIG Team, lines 327–336. Accessed 2026-09-28.
Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
- Management Liability (D&O) Insurance. Coverdash; Product introduction; Types of Coverage cards for Directors and officers (D&O), Employment practices, Fiduciary liability, Crime and fraud; Who It's For. Accessed 2026-09-23.
- Coverage Hub. Coverdash; Professional & Management category listing Management Liability separately from standalone Directors & Officers, D&O Side A and the D&O + EPLI Bundle. Accessed 2026-09-23.
Management Liability Insurance Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16.
- Management Liability Insurance. The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16.
- The ForeFront Portfolio. Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16.
- Private Company Directors and Officers Liability Coverage. Travelers Casualty and Surety Company of America; I p.1; III pp.2–3; IV pp.4–6; VI pp.6–8. Accessed 2026-09-16.
- Liability Coverage Terms and Conditions. Travelers Casualty and Surety Company of America; III.B p.3; III.C pp.4–5; III.D–G pp.5–6. Accessed 2026-09-16.
- Private Company Directors and Officers Liability Coverage Application. Travelers Casualty and Surety Company of America; I–II pp.1–2; III–IV pp.2–3; V–VIII pp.3–4. Accessed 2026-09-16.
