AIG vs Coverdash: How Do They Compare for Kidnap and Ransom Insurance?

AIG markets CrisiSolution as its main corporate Kidnap, Ransom and Extortion policy and also describes related package and endorsement routes. The issuing insurer for a specific placement is not named on the overview. ³Company-reported. Role in this product is limited to the description on the linked AIG source.

Coverdash arranges kidnap and ransom (K&R) coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^6,7Company-reported. General brokerage terms applied to the K&R page; not specific to any one carrier or state.

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The kidnap and ransom page does not name the insurer that issues the policy. ⁷Not publicly disclosed. Reviewed kidnap and ransom page as of 2026-09-23; the page describes coverage without naming a specific carrier.

AIG describes CrisiSolution for corporate businesses, individuals and high-net-worth families, with examples of higher-risk industries such as energy, mining, maritime, multinationals, charities and NGOs. This is not a guarantee of account eligibility or worldwide local placement. ³Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.

Coverdash markets K&R to businesses with employees who travel internationally, operate in higher-risk regions, or have high-profile leadership. ⁷Company-reported. Product-page eligibility description; actual acceptance depends on underwriting and the specific countries or operations involved.

AIG describes primary and excess coverage examples for kidnapping, extortion, wrongful detention, hijacking, threats, disappearance and hostage events, with certain additional extensions. Each extension remains subject to its policy wording and conditions. ³Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.

Coverdash describes K&R as reimbursing ransom or extortion payments made in response to a covered incident, covering the cost of expert negotiators and crisis-management consultants, protecting against extortion threats to people, property or reputation, and covering related medical care, legal expenses and lost income. ⁷Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions.

The public product overview does not state a buyer-specific limit, retention or sublimit schedule. Confirm those and any applicable consent requirements in the quote and issued policy. ³Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.

The kidnap and ransom page does not publish specific limit, retention or deductible amounts. ⁷Not publicly disclosed. Reviewed kidnap and ransom page as of 2026-09-23; figures are quote-specific and not shown on the public product page.

AIG lists crisis-planning, training and response support through Crisis24 and MBL Global, along with global claims professionals and a 24/7 contact resource. Some response services are supplied by outside providers. ³Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.

Coverdash says its K&R coverage includes access to expert negotiators and security consultants as part of crisis response, rather than as a separate purchased service. ⁷Company-reported. Product-page description; availability and quality of any named response vendor were not independently checked.

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Coverdash describes a fully digital quote-to-purchase process for K&R coverage, with the option to add other coverages alongside it. ⁷Company-reported. Product-page company information and cross-sell section.