What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is Coverdash Insurance?
Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. 4,5,6
What Is Directors and Officers Insurance?
D&O insurance can help pay covered defense costs and losses from claims against company leaders over management decisions. If your organization has a board or executives, check whether the company itself is insured and whether legal bills reduce the limit. 9,10,11
Key Differences in D&O Insurance
Standalone or expanded management-liability package
AIG offers D&O standalone or modular with other management-liability coverages. Coverdash arranges standalone D&O as a broker and explicitly separates it from its broader management-liability product, which adds optional employment-practices, fiduciary, and crime protection to a D&O core. For a buyer weighing a single line against adjacent management risks, Coverdash makes that bundle boundary clear; ask AIG which lines can be combined under its modular option and whether they share limits. 3 7
Coverage and purchase process
AIG describes coverage for executive and corporate-governance exposures and provides product application forms. Coverdash says its D&O covers directors, officers, and the company for claims alleging financial harm from leadership decisions, including investor suits and regulatory investigations, and describes a fully digital quote-to-purchase process. That online route may be relevant for a company wanting a digital transaction, but the record does not identify the insurer or exact limits for a specific buyer. Compare the carrier, policy definitions, and defense terms before purchase. 3 7
What to Confirm in D&O Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsCoverdash
Review Score
2 rated sources
Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]
Read Coverdash reviewsOffering Details
AIG vs Coverdash: D&O Insurance: documented features by provider
| Criteria | AIG Directors & Officers Liability | Coverdash Directors & Officers Insurance |
|---|---|---|
| Role in This Line | AIG offers D&O standalone or modular with other management-liability coverages. 3Company-reported. AIG management-liability portfolio. Claim limitation: Combination availability can vary by account and jurisdiction. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | Coverdash arranges standalone directors and officers coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. 6,7Company-reported. General brokerage terms applied to the D&O page; not specific to any one carrier or state. |
| Issuing Insurer | Confirm in your quote. | The directors and officers page does not name the insurer that issues the policy. 7Not publicly disclosed. Reviewed directors and officers page as of 2026-09-23; the page describes coverage without naming a specific carrier. |
| Who It’s For | Confirm in your quote. | Coverdash says any company with a board, investors or executives making decisions on its behalf needs D&O, and that it is frequently required as a condition of funding. 7Company-reported. Product-page eligibility description; actual acceptance depends on underwriting and the specific funding or governance situation. |
| Coverage Features | AIG describes D&O protection for executive and corporate-governance exposures. 3Company-reported. AIG management liability product page. Claim limitation: Policy terms and coverage triggers control; no policy form reviewed here. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | Coverdash describes directors and officers coverage as protecting the company's directors, officers and the company itself against claims that a leadership decision caused financial harm, suits from investors or shareholders, and regulatory investigations, and pays defense costs and settlements for covered claims. 7Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions. Coverdash sells this standalone Directors & Officers product separately from its bundled management liability product, which adds optional employment-practices, fiduciary and crime coverage on top of the D&O core. 7Company-reported. Comparison of the directors-and-officers and management-liability product pages; does not establish which structure is cheaper or better suited to a given company. |
| Limits and Retentions | Confirm in your quote. | The directors and officers page does not publish specific limit, retention or deductible amounts. 7Not publicly disclosed. Reviewed directors and officers page as of 2026-09-23; figures are quote-specific and not shown on the public product page. |
| How to Apply | AIG links to application forms for its Management and Professional Liability products and provides contact information for its national product and distribution teams. 3Company-reported. The Forms and Applications and national product/distribution contact sections on AIG’s US D&O product page. Claim limitation: The page supports form access and team contact information. It does not establish that application or placement must be routed through a broker, whether buyers or brokers submit a form, or any online quote/bind path. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | Coverdash describes a fully digital quote-to-purchase process for directors and officers coverage, with the option to add other coverages alongside it. 7Company-reported. Product-page company information and cross-sell section. |
Full Comparison
More AIG vs Coverdash Comparisons
Other D&O Insurance Comparisons
Sources
AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Directors & Officers (D&O) Liability Insurance | AIG US. AIG US; D&O product overview; modular coverage; Forms and Applications; Brokers: Meet Your AIG Team, lines 311–320. Accessed 2026-09-28.
Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
- Directors & Officers Insurance. Coverdash; Product introduction; Types of Coverage cards for Management decisions, Investor and shareholder claims, Regulatory actions, Legal defense; Who It's For. Accessed 2026-09-23.
- Coverage Hub. Coverdash; Professional & Management category listing Directors & Officers separately from Management Liability, D&O Side A and the D&O + EPLI Bundle. Accessed 2026-09-23.
D&O Insurance Guide
- Glossary of Business Insurance Terms. The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16.
- The Chubb Primary Directors & Officers and Entity Securities Liability Insurance. Chubb Group of Insurance Companies; hosted by eperils; I.A–C p.1; I.C p.1; I and III.A–B pp.1–2; VI Reporting pp.3–4. Accessed 2026-09-16.
- Private Company Directors and Officers Liability Coverage. Travelers Casualty and Surety Company of America; I.A–C p.1; I.C p.1; Header p.1 and VI.A pp.6–7. Accessed 2026-09-16.
