AIG vs Coverdash: How Do They Compare for Cargo and Transit Insurance?

AIG markets Ocean Cargo insurance and related global/captive solutions. The page does not name the issuing subsidiary for a particular buyer’s policy. ³Company-reported. Role in this product is limited to the description on the linked AIG source.

Coverdash arranges motor truck cargo and ocean marine coverage as a broker, matching applicants to quotes from multiple insurers rather than underwriting a single in-house cargo product. ^7,8Company-reported. Both product pages; describes the brokerage model, not a specific insurer's cargo product.

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Neither the motor truck cargo page nor the ocean marine page names the insurer that would issue a specific policy; both describe comparing quotes from Coverdash's panel of insurers instead. ^7,8Not publicly disclosed. Pages checked 2026-09-23; the issuing carrier for a specific quote is not disclosed on either page.

AIG names importers, exporters, manufacturers, wholesalers, and distributors with international transit exposures, including containerized general cargo, bulk/break-bulk and project cargo. ³Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.

Coverdash markets motor truck cargo coverage to for-hire truckers, owner-operators and fleets that haul other people's goods, and says brokers and shippers usually require proof of this coverage before giving a business loads. ⁷Company-reported. Motor truck cargo Who it's for section and FAQ; illustrative audience, not an exhaustive eligibility list.

Coverdash markets ocean marine coverage to importers, exporters, freight forwarders and other businesses that move goods internationally by sea. ⁸Company-reported. Ocean marine Who it's for section; illustrative audience, not an exhaustive eligibility list.

AIG describes protection for goods moved across land, sea or international borders and lists general cargo, bulk/break-bulk and project cargo. It also lists stock-throughput, captive/fronting and logistics package structures; those examples do not settle any buyer’s policy scope. ³Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.

Motor truck cargo coverage includes damage to freight in transit, theft while the freight is in the hauler's care, loss during loading and unloading, and debris removal after a covered loss. ⁷Company-reported. Types of Coverage section on the motor truck cargo page; subject to exclusions and terms in the policy as issued.

Coverdash's motor truck cargo FAQ says certain commodities, such as alcohol, tobacco or live animals, are often excluded or need special endorsements, and tells applicants to confirm the policy covers what they actually haul. ⁷Company-reported. FAQ answer on exclusions; specific excluded commodities depend on the policy as issued.

Ocean marine coverage includes cargo loss or damage in transit by water, hull damage to the vessel itself, loss of freight charges when a shipment is lost, and third-party marine liability. ⁸Company-reported. Types of Coverage section on the ocean marine page; subject to exclusions and terms in the policy as issued.

The page advertises $50 million transit capacity and $50 million storage/warehouse capacity, with natural-catastrophe sublimits stated as $10 million per occurrence and annual aggregate. These are advertised capacity figures, not an individual quote or policy limit. ³Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.

Coverdash's motor truck cargo FAQ cites $100,000 as a common cargo limit but says high-value freight may need more. The ocean marine page publishes no limit figures and instead describes an open cargo policy that automatically covers a business's shipments over a period rather than insuring each one individually. ^7,8Company-reported. FAQ answers checked 2026-09-23; illustrative common limit for cargo only, not a published limit schedule for either line.

AIG lists route, conveyance, packaging and security consultations, marine loss-control engineering, and claims support. Its Marine Claims Promise is conditional on confirmed coverage and applies to specified expense categories and agreed loss estimates. ³Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.

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You request a cargo or ocean marine quote through Coverdash's online form. Coverdash says coverage can be quoted, bought and managed digitally, with a dedicated advisor from the first quote through renewal. ^7,8Company-reported. Why work with Coverdash and Get a quote call to action on both pages; quote speed and advisor availability are company-reported and not independently tested.