What Does Workers’ Compensation Insurance from The Hartford Cover?

What Is The Hartford’s Role in Workers’ Compensation Insurance?

• The Hartford's workers' compensation insurance gives employees medical, wage and other benefits after a work-related injury or illness; most states require this coverage if a business has employees. ¹

  Company-reportedWorkers' compensation product page as read 2026-09-23.

Who Is The Hartford Workers’ Compensation Insurance For?

• The Hartford says coverage requirements vary by state, and in some states (monopolistic states) workers' compensation can only be bought through a state-run fund, not from a private insurer like The Hartford. Common industries it names include gyms, manufacturing, medical offices, restaurants and retailers. ¹

  Company-reportedWorkers' compensation product page as read 2026-09-23.

The Hartford Workers’ Compensation Insurance Limits and Retentions

• The Hartford says customers with less than $300,000 in payroll pay an average of $81 a month, with some policies starting as low as $13 a month; the page does not publish standard coverage limits, since state law and payroll drive required benefit levels. ¹

  Company-reportedCompany-reported average as of 2026-09-23; not a specific quote.

The Hartford Workers’ Compensation Insurance Risk Services

• The Hartford says policyholders get access to a Preferred Medical Provider Network of over 1 million providers, a prescription drug program covering more than 65,000 U.S. pharmacies (usually no out-of-pocket cost, plus mail order), a Needle Stick Reimbursement Program, and a Nursed Back to Health Program with nurse case managers coordinating care. ¹

  Company-reportedWorkers' compensation product page as read 2026-09-23.

• The Hartford offers pay-as-you-go billing based on actual payroll rather than an estimate, and a My Workers' Comp Connection portal where injured employees can check claim status, review payments, sign up for direct deposit, and get a medical services card. ¹

  Company-reportedWorkers' compensation product page as read 2026-09-23.

The Hartford Workers’ Compensation Insurance Compared

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  The Hartford vs AIG

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  The Hartford vs Alliance Risk

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  The Hartford vs Amelia Risk

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  The Hartford vs Aon

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  The Hartford vs The Baldwin Group

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  The Hartford vs biBerk

Other Coverage Lines Documented for The Hartford

• The Hartford Business Owner’s Policy

• The Hartford Commercial Auto Insurance

• The Hartford Commercial Property Insurance

• The Hartford Crime Insurance

• The Hartford Cyber Insurance

• The Hartford D&O Insurance

• The Hartford Employment Practices Liability Insurance

• The Hartford Fiduciary Liability Insurance

• The Hartford General Liability Insurance

• The Hartford Hired and Non-Owned Auto Insurance

• The Hartford Inland Marine Insurance

• The Hartford Kidnap and Ransom Insurance

• The Hartford Management Liability Insurance

• The Hartford Professional Liability (E&O) Insurance

• The Hartford Tech E&O Insurance

• The Hartford Umbrella and Excess Liability Insurance

Sources for The Hartford Workers’ Compensation Insurance

1. Workers' Compensation Insurance Plans. The Hartford; What Is Workers' Compensation Insurance?; How Much Is Workers' Compensation Insurance?; Who Needs Workers' Compensation Insurance?; The Advantages of Workers' Comp From The Hartford; Benefits of The Hartford's WC Insurance; Workers' Compensation Insurance in Monopolistic States. Accessed 2026-09-23.