What Insurance Covers Professional Mistakes?
Professional liability, or E&O, may cover a client’s claim that a mistake in covered professional services caused financial loss.
Your policy’s service definition must match your actual work; fixing your own deliverable or refunding fees may be treated differently from client damages.
Compare the professional-services definition with your services and products. Check whether the policy is claims-made, its retroactive date, and the deadline for reporting a claim.
