What Insurance Covers a Missed Professional Deadline?
Professional liability may respond to a client’s claim that a missed deadline in covered services caused financial harm; penalties and claims-made timing can narrow coverage.
Texas DOI describes professional liability as covering claims arising from services or failure to provide them, while contract penalties and service guarantees may be treated differently from negligence damages.
Check the professional-services definition, contractual-liability exclusions, and the claims-made reporting window. Texas DOI notes that claims-made policies generally require a claim to be made and reported during the applicable period unless special coverage is arranged.
