What Insurance Covers Tools On A Job Site?
A contractors’ equipment floater may cover tools at a jobsite; builders risk typically addresses project property, not your tools.
Tools move between jobsites and may be stolen or damaged away from your shop.
Check tool schedules, transit, theft-from-vehicle terms, per-item limits, and property of others. Confirm the floater covers each jobsite and your owned, rented, or borrowed tools.



