What Insurance Covers Tools On A Job Site?

A contractors’ equipment floater may cover tools at a jobsite; builders risk typically addresses project property, not your tools.

Tools move between jobsites and may be stolen or damaged away from your shop.

Check tool schedules, transit, theft-from-vehicle terms, per-item limits, and property of others. Confirm the floater covers each jobsite and your owned, rented, or borrowed tools.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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