What Insurance Does a Software Developer Need?

Software developers should consider Tech E&O for client losses from code or service failures, plus cyber and general liability for different exposures.

Software developers should consider technology E&O or professional liability for client claims involving code, integrations, updates, maintenance, hosting, or failed deliverables. Cyber insurance addresses security incidents, while general liability addresses separate premises or physical-injury exposures.

List custom development, licensed products, SaaS, open-source components, client data, subcontractors, and post-delivery support. Compare scheduled services, intellectual-property and privacy terms, warranties, claims-made dates, prior-acts continuity, exclusions, limits, and extended reporting options.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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