Does an IT Consultant Need E&O Insurance?
Professional E&O may cover an IT consultant’s client claim that advice, configuration, implementation, or other services caused financial loss.
IT consulting can include recommendations, security work, integration, data migration, and configuration. Texas DOI and III identify IT consulting as a professional-service exposure; the policy should match the exact services performed.
Describe hands-on work, subcontractors, client-system access, and personal data. Check service schedules, contractual-liability and security exclusions, retroactive date, reporting rules, and whether separate cyber coverage is needed.
