Product Liability vs. General Liability: What’s the Difference?

Product-liability coverage addresses claims tied to products; CGL also covers premises and other third-party risks.

Product liability may be a CGL coverage section or a separate policy.

Compare the insuring agreements, product limits, exclusions, insured operations, and whether product claims share an aggregate with other claims. Check restrictions on your actual products.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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