What Is Product Liability Insurance?

It protects manufacturers, distributors, and sellers against covered claims that their products injured someone or damaged property.

A product-liability claim alleges that a product caused bodily injury or damaged another party’s property. Coverage may sit within CGL products-completed operations or be issued separately, depending on the quote.

Check products and legal entities insured, territory, limits, exclusions, and whether defense costs reduce limits. Read the actual grant and definitions; the coverage label is not a standard form.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

Get Help With Insurance Buying and Renewals.

Get help buying coverage and managing renewals, with less paperwork for your team. Create your account and submit an insurance request online.

Talk to Spot