Does Media Liability Cover Invasion of Privacy?

The Hiscox specimen lists invasion of privacy, intrusion upon seclusion, publication of private facts, false light, and misappropriation of name or likeness. It separately excludes several claims involving improper collection, use, access, or disclosure of personal information and violations of privacy or consumer-data laws. The form therefore distinguishes publication-related allegations from certain data-handling claims.

That distinction is not universal. Wording may use different definitions, exclusions, or endorsements, and a privacy allegation can arise from both content publication and information security practices. A media policy should not be assumed to replace cyber coverage or satisfy every legal obligation.

Describe the content, source of the information, consent or release process, and any data involved. Then check the precise offense, privacy and data exclusions, consent conditions, defense costs, and any carveback or endorsement. If a claim combines publication and a breach, ask how the policies coordinate and which notice deadlines apply.