Does General Liability Cover Workers’ Compensation?
Workers’ compensation is separate from CGL and provides statutory benefits for covered employee work injuries.
CGL does not provide workers’ compensation benefits; its standard form excludes many employee injuries. Workers’ compensation is a separate policy with state-specific employer requirements, and employers liability addresses a different set of claims.
Check each state where employees work, covered entities, class codes, and owner exclusions. Confirm temporary, leased, and subcontracted workers’ arrangements with your broker.
