Does General Liability Cover Professional Negligence and Errors and Omissions?

CGL generally excludes client financial losses from professional advice or services; professional liability or E&O may cover specified claims.

Consultants, designers, accountants, and technology firms should check professional liability or errors and omissions coverage.

Describe your actual services, including subcontracted work. Compare both policies’ definitions, covered damages, exclusions, claims-made reporting rules, and retroactive dates.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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