Does General Liability Cover Product Recall?

Usually not. CGL does not cover the cost of withdrawing, inspecting, repairing, replacing, or disposing of your product.

CGL generally does not pay your costs to withdraw, inspect, repair, replace, or dispose of a product. That recall expense is separate from a product-liability claim for covered injury or damage caused by the product.

Ask for a product-recall quote and check its covered events, expenses, reporting rules, and limits. Review the CGL products-completed-operations limit separately.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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